All data are as of March 31 and end of the first quarter (dollar amounts
part 1 of 3
Top 50 Managed Total
in Managed Bank Cards of Credit
Bank Credit Percent Banks & Percent Card Percent
Thrifts
Date Cards Change in Top 50 Change Market Change
1996 $350,090 23.30%$220,501 19.90%$425,823 20.90%
1995 283,921 27.90% 183,895 18.90% 352,273 19.00%
1994 222,040 16.70% 154,717 12.60% 296,023 15.50%
1993 190,202 13.50% 137,451 8.10% 256,233 5.80%
part 2 of 3
Top 50's Bks & Thrfs Div. Fin. Top 50's All Banks'
Share of the in Top 50 in Top 50 Noncur. Noncur. Top 50's
Total Credit Share of Share of as % of as % of Percent
Date Card Market Card Market Card Marke Total Total Chgedoff
1996 82.20% 51.80% 30.40% 1.64% 1.70% 4.40%
1995 80.60% 52.20% 28.40% 1.43% 1.35% 3.39%
1994 75.00% 52.30% 22.70% 1.56% 1.37% 3.30%
1993 74.20% 53.60% 20.60% 1.73% 1.73% 4.21%
part 3 of 3
Total
All Banks'Securitized Industry
Percent Loans Securit-
Date Chgedoff at Top 50 izations
1996 4.30% $130,799 $157,690
1995 2.91% 95,052 99,851
1994 3.29% 71,663 79,768
1993 4.11% 62,112 70,890
Data sources: American Banker survey. All data and ranks for both years