+++
Emerging superregional thrifts
Net
Return on Return on interest% Inside
assets equity margin ownership
Washington Federal 1.90% 16.30% 3.80% 4.60%
Seattle
Commercial Federal 0.90% 14.60% 2.60% 5.20%
Omaha
Charter One Financial 1.20% 18.30% 2.90% 7.10%
Cleveland
Sovereign Bancorp 0.70% 16.10% 2.50% 6.10%
Wyomissing, Pa.
TCF Financial 1.50% 20.70% 5.10% 8.40%
Minneapolis
First Financial 1.30% 18.10% 3.60% 6.50%
Stevens Point, Wis.
Washington Mutual 1.10% 15.00% 3.40% 2.60%
Seattle
Source: Montgomery Securities
