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Frank Gargano

Data Reporter
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Frank Gargano is a Queens-based data reporter for Arizent.

  • Payments
    Big banks are leading the on-chain and stablecoin race

    New research from American Banker finds that the largest banks are the top players in stablecoin issuance and on-chain technology adoption.

    By Frank Gargano
    March 24
  • Payments
    Credit unions see threats in Fed shakeup, nonbank IPOs

    Research from American Banker finds that executives are under pressure from nonbank firms and are concerned about identity theft in 2026.

    By Frank Gargano
    February 17
  • Payments
    Big-bank execs are embracing the Federal Reserve and AI

    Executives have more trust in the central bank's board than their smaller-bank brethren, according to American Banker's 2026 Predictions report.

    By Frank Gargano
    February 12
  • Payments
    Regional bank execs love mobile apps, fear wire transfer fraud

    Top takeaways from American Banker's 2026 Predictions report finds that midsize bankers push for app investments and are concerned about wire transfer fraud.

    By Frank Gargano
    February 10
  • Payments
    Community bankers distrust the Fed, fear nonbank competitors

    American Banker's 2026 Predictions report finds that nonbank entities and check fraud are major threats to local banks in the coming months.

    By Frank Gargano
    February 5
  • Exclusive research Banks, credit unions are on the precipice of an open finance shift
    American Banker research finds that most institutions are still planning out adoption, but see new data sharing products as crucial tools for growth.
    Sponsored by Akoya
  • Exclusive research Are banks welcoming open finance with open arms?
    New research from American Banker finds that more than 30% of all institutions see open finance as a high priority for growth, but challenges hold many back.
    Sponsored by Akoya
  • Payments
    Bankers wary of nonbank payment rivals in 2026

    Executives surveyed by American Banker said companies vying to wrestle market share from banks are a major threat to operations in the coming year.

    By Frank Gargano
    January 21
  • Technology
    Cybersecurity, fraud attacks may cause systemic risk in 2026

    Defenses against financial schemes, both physical and digital, could leave executives scrambling to keep up with the pace of bad actors over the coming months.

    By Frank Gargano
    January 14
  • Payments
    Fraud will remain a top problem for banks in 2026, but AI could help

    Research from American Banker finds that bankers are still extremely worried about fraud, but hope that raising budgets for artificial intelligence could help.

    By Frank Gargano
    January 12
  • Regulation and compliance
    Bankers fear economic struggle in 2026

    American Banker research highlights growing concerns about an economic downturn, regulatory volatility and open-banking risks.

    By Frank Gargano
    January 6
  • Regulation and compliance
    Bankers predict 2026 will bring surprise advances in AI, crypto

    An American Banker survey found that bankers think the industry isn't prepared for growth in artificial intelligence and digital assets.

    By Frank Gargano
    December 23
  • Regulation and compliance
    Bankers forecast 2026 upheaval in cybersecurity, regulation

    New research from American Banker explores how bankers predict stablecoins, subprime credit, cyber security and other factors will shape the industry at large.

    By Frank Gargano
    December 17
  • Payments
    Bank execs say stablecoins, crypto here to stay

    Findings from American Banker's On-Chain Finance Report show how market leaders view digital assets as a permanent fixture in the banking industry.

    By Frank Gargano
    November 4
  • Payments
    Why some banks are saying yes to stablecoins, and others are saying no

    Banks and credit unions are steering away from stablecoins chiefly due to lack of customer demand, per new American Banker research.

    By Frank Gargano
    October 21
  • Payments
    Five challenges banks face when they consider crypto services

    New research from American Banker finds that financial institutions are asking about ROI, infrastructure costs and compliance burdens.

    By Frank Gargano
    October 15
  • Payments
    Large banks lead the cryptocurrency pack, credit unions close behind

    New research from American Banker finds that most are still hashing out plans for crypto and stablecoins, but a handful have already launched projects.

    By Frank Gargano
    October 15
  • hacker in the dark breaks the access to steal information
    Technology
    Data security is slowing bank and credit union automation

    Worries that information can be kept safe is the top issue that's holding back artificial intelligence-driven tech upgrades at regional banks and credit unions.

    By Frank Gargano
    August 28
  • AI ethics.jpg
    Technology
    The top hurdles to intelligent automation in banking

    Everything from company culture to data security concerns is hamstringing the pace of automation in financial services, per new American Banker research.

    By Frank Gargano
    August 19
  • automation spending.png
    Technology
    What's driving banks, credit unions toward automation?

    New data from American Banker finds that use cases for intelligent automation are growing across banks and credit unions alike, such as fraud and lending.

    By Frank Gargano
    August 13
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.