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Assets of more than $100 million, ranked by return on average assets
part 1 of 2
Return
ROA On Avg.
Rank Assets
1997 1997
CALIFORNIA
5 Citizens Thrift & Loan, Irvine 3.56%
9 First Credit Bank, Los Angeles 3.14
COLORADO
50 Colorado State Bank & Trust Co., Denv 2.47
FLORIDA
36 City National Bank of Florida, Miami 2.57
37 Skylake State Bank, North Miami Beach 2.57
38 United National Bank, Miami 2.56
ILLINOIS
4 First Bank & Trust Co. of Illinois, P 3.66
11 First National Bank of La Grange 3.1
21 Germantown Trust & Savings Bank 2.83
IOWA
46 Iowa State Bank, Des Moines 2.49
KANSAS
16 American Bank, Wichita 2.96
LOUISIANA
26 Peoples Bank & Trust Co., Minden 2.77
MICHIGAN
18 First National Bank of Michigan, East 2.94
MINNESOTA
6 First Security Bank, Sleepy Eye 3.38
40 Vermillion State Bank 2.55
MISSISSIPPI
27 Peoples Bank, Mendenhall 2.76
MISSOURI
20 Bank Midwest NA, Kansas City 2.83
MONTANA
7 American Bank of Montana, Bozeman 3.29
35 Yellowstone Bank, Laurel 2.58
NORTH CAROLINA
29 Bank of Granite, Granite Falls 2.73
OHIO
17 AmeriFirst Bank NA, Xenia 2.95
42 Metropolitan National Bank, Youngstow 2.54
48 Park National Bank, Newark 2.48
OKLAHOMA
10 Fort Sill National Bank, Fort Sill 3.13
15 Citizens Bank of Tulsa 2.97
OREGON
19 Pioneer Trust Bank NA, Salem 2.86
PENNSYLVANIA
32 First Lehigh Bank, Walnutport 2.64
39 Jersey Shore State Bank, Jersey Shore 2.55
41 Prime Bank, Philadelphia 2.55
45 Royal Bank of Pennsylvania, King of P 2.5
TEXAS
12 Inwood National Bank of Dallas 3.07
13 Madisonville State Bank 3.04
14 First National Bank of Fabens 3
23 First Bank of Texas, Tomball 2.8
24 Citizens National Bank at Brownwood 2.79
25 Hill Country Bank, Austin 2.78
31 First Bank of Conroe NA 2.66
34 Western National Bank, Odessa 2.59
43 State Bank of De Kalb 2.53
47 First State Bank of Stratford 2.49
49 First National Bank Albany/Breckenrid 2.48
UTAH
1 Guardian State Bank, Salt Lake City 5.11
2 Brighton Bank, Salt Lake City 4.71
28 Barnes Banking Co., Kaysville 2.75
33 Central Bank, Provo 2.64
44 Far West Bank, Provo 2.51
WASHINGTON
8 City Bank, Lynnwood 3.14
WISCONSIN
30 Bank of Alma 2.69
WEST VIRGINIA
3 First National Bank of Keystone 3.9
22 City National Bank of Charleston 2.82
Source: Sheshunoff Information Services, Austin, Texas
part 2 of 3
Return
ROA On Avg. Total Net Income
Rank Euity Assets (Loss)
1997 1997 1997 1997
CALIFORNIA
5 Citizens Thrift & 31.89% $155,793 $4,676
9 First Credit Bank 32.2 262,392 8,332
COLORADO
50 Colorado State Ba 21.53 177,275 4,138
FLORIDA
36 City National Ban 31.05 1,214,977 29,803
37 Skylake State Ban 12.26 102,070 2,482
38 United National B 20.27 891,061 21,202
ILLINOIS
4 First Bank & Trus 43.61 439,016 13,298
11 First National Ba 31.99 137,969 4,146
21 Germantown Trust 18.29 122,826 3,326
IOWA
46 Iowa State Bank, 23.35 136,405 3,353
KANSAS
16 American Bank, Wi 32.53 189,215 4,920
LOUISIANA
26 Peoples Bank & Tr 28.34 227,995 3,811
MICHIGAN
18 First National Ba 34.13 216,705 5,424
MINNESOTA
6 First Security Ba 39.15 111,011 3,640
40 Vermillion State 22.69 157,471 3,717
MISSISSIPPI
27 Peoples Bank, Men 20.66 115,804 2,788
MISSOURI
20 Bank Midwest NA, 29.7 1,260,023 35,290
MONTANA
7 American Bank of 46.48 160,559 5,756
35 Yellowstone Bank, 15.37 179,964 4,395
NORTH CAROLINA
29 Bank of Granite, 15.89 519,072 13,729
OHIO
17 AmeriFirst Bank N 37.13 195,907 6,460
42 Metropolitan Nati 31.03 241,896 7,508
48 Park National Ban 33.63 1,028,603 23,906
OKLAHOMA
10 Fort Sill Nationa 22.51 133,492 3,782
15 Citizens Bank of 39.78 205,940 5,508
OREGON
19 Pioneer Trust Ban 17.79 153,993 4,238
PENNSYLVANIA
32 First Lehigh Bank 23 107,068 2,918
39 Jersey Shore Stat 22.46 272,413 6,638
41 Prime Bank, Phila 35.25 921,863 9,397
45 Royal Bank of Pen 14.63 399,415 8,556
TEXAS
12 Inwood National B 36.31 311,603 8,936
13 Madisonville Stat 30.1 114,624 3,333
14 First National Ba 35.36 139,406 4,110
23 First Bank of Tex 31.25 115,067 4,026
24 Citizens National 26.81 108,782 3,040
25 Hill Country Bank 27.62 109,671 2,902
31 First Bank of Con 33.52 109,239 2,555
34 Western National 18.03 207,803 4,959
43 State Bank of De 18.04 110,207 2,751
47 First State Bank 24.56 123,650 2,921
49 First National Ba 20.59 163,740 4,119
UTAH
1 Guardian State Ba 54.66 107,522 4,955
2 Brighton Bank, Sa 36.28 132,473 5,479
28 Barnes Banking Co 18.56 260,614 6,554
33 Central Bank, Pro 17.96 232,096 5,763
44 Far West Bank, Pr 20.57 159,967 3,383
WASHINGTON
8 City Bank, Lynnwo 19.82 428,834 12,343
WISCONSIN
30 Bank of Alma 20.51 100,659 2,588
WEST VIRGINIA
3 First National Ba 21.81 835,910 25,111
22 City National Ban 33.03 1,253,215 17,752
Source: Sheshunoff Information Services, Austin, Texas
