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part 1 of 3
Loan Holding
Pacific Rim (27) 12/31/98
Pacific Rim (27)
Japan (22 banking companies) 23.51% of top 100 loan $2,556,570
South Korea (1) 0.36% 39,310
Australia (4) 2.43% 264,476
Americas (22)
Brazil (1 banking company) 0.19% of top 100 loan hol 21,119
Canada (5) 3.89% 423,061
United States (16) 15.12% 1,643,894
European Union (36)
France (6 banking companies) 7.66% of top 100 loan h 833,414
Italy (6) 4.58% 498,524
Germany (12) 16.17% 1,758,330
Austria (1) 0.72% 78,182
Belgium (4) 2.225 241,626
Netherlands (3) 5.555 603,590
Spain (3) 1.87% 203,255
Finland (1) 0.64% 69,804
Europe - Other (15)
Denmark (2 banking companies) 0.78% of top 100 loan 84,304
Sweden (2) 0.90% 97,444
Switzerland (2) 2.89% 314,283
United Kingdom (9) 10.51% 1,143,240
part 2 of 3
Nonperfo
Totals and averag Gross Loans
Pacific 12/31/97 %Change 12/31/9812/31/9712/31/98
Pacific Rim (27)
Japan ($3,304,000-22.62% 61.83% 58.72% 6.27%
South K 42,891 -8.35 49.12 56.39 N/A
Austral 244,360 8.23 66.21 64.72 1.11
Americas (22)
Brazil 21,391 -1.27 23.81 26.5 34.35
Canada 415,161 1.9 56.74 58.67 1.01
United 1,580,289 4.02 55.32 56.7 0.95
European Union (36)
France 816,968 2.01 42.47 42.65 7.1
Italy ( 475,777 4.78 56.43 53.88 7.16
Germany1,621,730 8.42 48.72 50.6 1.46
Austria 65,230 19.86 55.78 52.54 N/A
Belgium 281,447 -14.15 42.49 38.81 0.66
Netherl 507,430 18.95 48.66 51.51 2.93
Spain ( 179,216 13.41 47.12 44.31 2.08
Finland 62,698 11.33 62.3 58.31 5.14
Europe - Other (15)
Denmark 78,701 7.12 51.63 52.39 0.65
Sweden 99,777 -2.34 49.54 53.12 1.83
Switzer 360,038 -12.71 27.21 28.67 5.93
United 1,125,642 1.56 53.13 54.67 2.2
part 3 of 3
Interest Income as a
Totals Interest% of Total Revenue
Pacific12/31/97 12/31/9812/31/97 12/31/97
Pacific Rim (27)
Japan ( 3.55% 1.20% 1.07% 59.98% 55.70%
South K N/A 0.29 0.2 N/M N/M
Austral 1.02 3.16 3.4 62.06 63.95
Americas (22)
Brazil 21.07 12.39 7.77 56.68 38.09
Canada 1.06 2.13 2.32 52.52 54.89
United 0.83 3.24 3.44 48.82 53.41
European Union (36)
France 8.04 1.29 1.48 37.35 43.49
Italy ( 6.49 2.38 2.5 56.84 61.64
Germany 1.51 0.8 0.85 55.7 59.78
Austria N/A 1.52 1.46 46.75 49.24
Belgium 0.74 1.27 1.35 58 58.73
Netherl 2.45 2.71 2.9 51.66 53.08
Spain ( 2.78 2.96 2.74 59.42 59
Finland 6.59 2.2 2.16 52.62 56.78
Europe - Other (15)
Denmark 1.05 1.74 1.82 59.12 60.86
Sweden 2.02 1.23 1.56 63.7 67.68
Switzer 5.83 1.17 1.31 24.73 23.04
United 1.91 2.7 2.67 62.33 62.12
Source: Thomson Financial BankWatch and American Banker research. (a)