By Will Hernandez

OCT 9, 2009 4:50pm ET

PayPal Deals Aim to Draw More Consumers, Banks

PayPal Inc. is trying to make its service more useful to those who do not have bank accounts or do not want to use their debit cards online.

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Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?

Yes. Facebook Credits threatens to cut off banks from transactions and customer data.

12%

No. A system the enables users to pay for online games and page upgrades is a harmless niche.

32%

Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.

56%

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