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Observers fear state regulator Benjamin Lawsky's proposal to model anti-laundering reviews after Sarbanes-Oxley requirements could thin ranks of compliance specialists and slow monitoring.

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Michael Stegman, a top housing policy adviser, urged regulators on Thursday to bring more private capital into the market, even in the absence of legislative momentum.

All 31 firms that took this year's Dodd-Frank Act Stress Test had enough capital to withstand the Fed's hypothetical severe economic scenario, but several of the largest banks were teetering on the edge of the leverage and risk-based capital requirements.
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Much of the Fed's decidedly more hawkish view on bank regulation stems from Gov. Daniel Tarullo, and some reform advocates fear that it could become less intense when he departs.

Republicans are working to craft a Dodd-Frank regulatory relief bill this spring, but pushback on cost-benefit analysis mandates could derail the process.

The Federal Housing Finance Agency won't keep renewing initiatives like the Home Affordable Refinance Program in perpetuity, even if it is extended again before it expires in December, Director Mel Watt said Wednesday.

Consumer Financial Protection Bureau Director Richard Cordray said a review of its "qualified mortgage" rule will allow enough time to consider changes if lawmakers fail to make progress on housing finance before a key deadline.

Though widely viewed as a successful and critical exercise, there are growing concerns that regulators — and the banks themselves — may have become too reliant on stress tests, overshadowing other aspects of the supervisory process.
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The paper by a consultant with the Office of Financial Research said that projected losses in the 2013 and 2014 tests were "nearly perfectly correlated," suggesting that the tests have become "less informative."

The Fed's annual dissection of each of the 31 largest U.S. banks is a painstaking and enormously complicated endeavor. This is an inside look at how it works.

Popular and FirstBank gained critical branches and deposits in a region where growth is hard to come by. Some observers said it could also benefit the island to have one less competitor.

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