Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2014. Dollars in thousands.
Published March 30, 2015

Rank   Credit card loans Total loans
and leases
Sept. 30 Year earlier Change
1 Citigroup Inc. New York $137,015,000 $144,960,000 -5.5% $670,223,000
2 JPMorgan Chase & Co. New York 115,666,000 112,859,000 2.5 772,611,000
3 Bank of America Corp. Charlotte, N.C. 100,459,000 101,363,000 -0.9 923,146,000
4 Capital One Financial Corp. McLean, Va. 75,606,446 73,026,842 3.5 202,424,684
5 General Electric Capital Corp. Norwalk, Conn. 60,695,303 56,379,656 7.7 252,439,721
6 American Express Co. New York 56,729,000 54,292,000 4.5 112,040,000
7 Discover Financial Services Riverwoods, Ill. 53,499,926 50,155,341 6.7 67,366,269
8 Wells Fargo & Co. San Francisco 28,281,000 25,459,000 11.1 866,478,000
9 Barclays Delaware Holdings LLC Wilmington 19,386,966 14,673,135 32.1 19,737,741
10 U.S. Bancorp Minneapolis 17,862,000 17,068,000 4.7 248,286,000
11 United Services Automobile Association San Antonio 17,070,363 16,134,613 5.8 44,086,295
12 TD Bank US Holding Co. Cherry Hill, N.J. 6,787,233 6,670,245 1.8 114,017,779
13 First National of Nebraska Inc. Omaha 4,549,742 4,317,276 5.4 12,098,476
14 PNC Financial Services Group Inc. Pittsburgh 3,911,270 3,736,916 4.7 203,151,144
15 Fifth Third Bancorp Cincinnati 2,298,909 2,138,845 7.5 91,265,087
16 BB&T Corp. Winston-Salem, N.C. 1,726,304 1,662,480 3.8 120,689,976
17 Citizens Financial Group Inc. Providence, R.I. 1,460,121 1,493,113 -2.2 90,972,198
18 Popular Inc. Hato Rey, Puerto Rico 1,156,000 1,174,000 -1.5 23,176,000
19 Regions Financial Corp. Birmingham, Ala. 964,130 896,295 7.6 77,110,892
20 SunTrust Banks Inc. Atlanta 817,103 670,330 21.9 133,919,642
21 United National Corp. Sioux Falls, S.D. 805,380 734,312 9.7 1,670,417
22 Commerce Bancshares Inc. Kansas City, Mo. 764,601 787,891 -3.0 11,446,490
23 KeyCorp Cleveland 723,830 698,161 3.7 59,331,272
24 HSBC North America Holdings Inc. New York 680,466 721,283 -5.7 95,569,304
25 BBVA Compass Bancshares Inc. Houston 631,000 643,530 -1.9 55,200,115
26 BMO Financial Corp. Chicago 438,494 452,462 -3.1 58,227,534
27 BancWest Corp. San Francisco 383,749 366,227 4.8 59,264,731
28 John Deere Capital Corp. Reno, Nev. 349,162 392,231 -11.0 31,124,226
29 M&T Bank Corp. Buffalo, N.Y. 331,426 310,351 6.8 65,572,768
30 First Niagara Financial Group Inc. Buffalo, N.Y. 313,200 312,177 0.3 22,801,745
31 First BanCorp. San Juan, Puerto Rico 306,466 322,019 -4.8 9,382,800
32 UMB Financial Corp. Kansas City, Mo. 303,693 309,997 -2.0 7,104,881
33 Santander Holdings USA Inc. Boston 251,615 207,818 21.1 74,803,876
34 Santander BanCorp Guaynabo, Puerto Rico 238,184 221,970 7.3 4,698,432
35 First Citizens BancShares Inc. Raleigh, N.C. 231,375 230,138 0.5 13,846,403
36 Arvest Bank Group Inc. Bentonville, Ark. 185,801 173,199 7.3 8,478,707
37 Synovus Financial Corp. Columbus, Ga. 183,010 184,732 -0.9 20,689,991
38 Simmons First National Corp. Pine Bluff, Ark. 180,490 186,842 -3.4 2,779,595
39 FirstMerit Corp. Akron, Ohio 160,666 145,337 10.5 15,230,848
40 Zions Bancorp. Salt Lake City 154,368 151,290 2.0 39,850,510
41 First Horizon National Corp. Memphis, Tenn. 135,360 133,715 1.2 15,965,578
42 FB BanCorp San Antonio 123,892 123,691 0.2 657,577
43 Capitol Bancorp. Inc. Britton, S.D. 118,116 100,876 17.1 587,964
44 Intrust Financial Corp. Wichita, Kan. 107,776 112,776 -4.4 2,360,796
45 Huntington Bancshares Inc. Columbus, Ohio 105,715 10,980 862.8 47,125,582
46 First Arkansas BancShares Inc. Jacksonville 100,843 106,530 -5.3 377,577
47 BancorpSouth Inc. Tupelo, Miss. 90,679 86,834 4.4 9,650,067
48 Associated Banc-Corp Green Bay, Wis. 88,291 0 NA 17,300,762
49 Independent Bankers Financial Corp. Farmers Branch, Texas 79,404 78,314 1.4 731,990
50 Hancock Holding Co. Gulfport, Miss. 71,342 64,273 11.0 13,363,683
51 FirstBank Holding Co. Lakewood, Colo. 69,425 70,757 -1.9 7,836,458
52 Beresford Bancorp. Inc. Britton, S.D. 68,051 NA NA 401,742
53 First Interstate BancSystem Inc. Billings, Mont. 62,641 60,015 4.4 4,853,735
54 OFG Bancorp San Juan, Puerto Rico 61,482 69,559 -11.6 4,983,988
55 Iberiabank Corp. Lafayette, La. 56,831 51,539 10.3 11,227,729
56 Amalgamated Investments Co. Chicago 52,659 54,416 -3.2 375,729
57 Central Bancompany Inc. Jefferson City, Mo. 51,396 42,920 19.7 6,470,514
58 Trustmark Corp. Jackson, Miss. 39,838 39,224 1.6 7,061,362
59 First Command Financial Services Inc. Fort Worth, Texas 36,488 37,632 -3.0 267,551
60 Bank of Hawaii Corp. Honolulu 26,865 6,423 318.3 6,615,683
61 City National Corp. Los Angeles 26,183 17,830 46.8 19,900,703
62 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 26,172 22,981 13.9 5,068,397
63 First Financial Bancorp. Cincinnati 25,031 25,602 -2.2 4,799,053
64 Union Bankshares Corp. Richmond, Va. 23,736 21,978 8.0 5,202,472
65 Northwest Bancshares Inc. Warren, Pa. 20,726 17,494 18.5 5,964,734
66 MB Financial Inc. Chicago 19,944 15,754 26.6 9,536,644
67 National Americas Holdings LLC New York 18,450 14,836 24.4 6,793,740
68 S&T Bancorp Inc. Indiana, Pa. 17,570 17,473 0.6 3,804,315
69 BankGuam Holding Co. Hagatna 17,426 14,385 21.1 946,413
70 W.T.B. Financial Corp. Spokane, Wash. 16,173 18,754 -13.8 3,333,114
71 Banner Corp. Walla Walla, Wash. 14,106 13,822 2.1 3,814,702
72 Prosperity Bancshares Inc. Houston 13,947 18,507 -24.6 9,368,888
73 Merchants Financial Group Inc. Winona, Minn. 12,838 11,092 15.7 1,067,092
74 Hopkins Financial Corp. Mitchell, S.D. 12,814 13,994 -8.4 500,018
75 H&R Block Inc. Kansas City, Mo. 12,653 21,894 -42.2 433,030
76 Watford City Bancshares Inc. N.D. 12,048 10,866 10.9 1,306,370
77 E-Trade Financial Corp. New York 12,012 30,136 -60.1 14,954,870
78 First Bancorp Southern Pines, N.C. 11,223 8,872 26.5 2,432,723
79 First Security Bancorp Searcy, Ark. 11,039 10,862 1.6 1,857,444
80 Trinity Capital Corp. Los Alamos, N.M. 10,468 10,576 -1.0 935,201
81 Johnson Financial Group Inc. Racine, Wis. 10,234 9,158 11.7 3,013,730
82 United Bankshares Inc. Charleston, W.Va. 10,110 10,626 -4.9 9,021,676
83 Hills Bancorp. Iowa 9,464 8,729 8.4 1,941,124
84 Republic Bancorp Inc. Louisville, Ky. 9,230 8,948 3.2 2,914,425
85 Farmers & Merchants Investment Inc. Lincoln, Neb. 9,085 7,365 23.4 2,365,923
86 Sunflower Financial Inc. Salina, Kan. 8,719 9,200 -5.2 1,041,417
87 Bank Mutual Corp. Brown Deer, Wis. 8,326 3,916 112.6 1,625,611
88 Liberty Financial Services Inc. New Orleans 8,191 8,224 -0.4 276,922
89 Fishback Financial Corp. Brookings, S.D. 7,533 7,440 1.3 1,414,849
90 NewBridge Bancorp Greensboro, N.C. 7,515 7,613 -1.3 1,724,267
91 Dickinson Financial Corp. II Kansas City, Mo. 7,481 7,575 -1.2 865,971
92 West Suburban Bancorp Inc. Lombard, Ill. 7,417 7,916 -6.3 1,102,383
93 Central Bancshares Inc. Lexington, Ky. 7,385 7,571 -2.5 1,670,347
94 Valley National Bancorp Wayne, N.J. 7,281 8,064 -9.7 12,184,040
95 Travelers Rest Bancshares Inc. S.C. 7,271 6,613 10.0 333,445
96 Pinnacle Bancorp Inc. Central City, Neb. 7,244 7,696 -5.9 5,280,439
97 Bank of Kentucky Financial Corp. Crestview Hills 7,036 7,009 0.4 1,283,313
98 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,019 7,300 -3.8 515,546
99 Anchor BanCorp Wisconsin Inc. Madison 6,569 6,314 4.0 1,561,218
100 Doral Financial Corp. San Juan, Puerto Rico 6,542 8,240 -20.6 4,877,236
101 German American Bancorp Inc. Jasper, Ind. 6,444 6,098 5.7 1,440,339
102 Fidelity BancShares (N.C.) Inc. Cary 6,132 5,738 6.9 851,343
103 Amarillo National Bancorp Inc. Texas 6,073 2,736 122.0 3,001,493
104 National Bankshares Inc. Blacksburg, Va. 5,911 6,935 -14.8 596,526
105 MidSouth Bancorp Inc. Lafayette, La. 5,818 5,845 -0.5 1,248,619
106 Discount Bancorp Inc. New York 5,794 6,342 -8.6 4,945,984
107 Park Bancorp. Inc. Fitchburg, Wis. 5,764 5,641 2.2 614,042
108 Heritage Financial Corp. Olympia, Wash. 5,578 314 1,676.4 2,207,524
109 CNB Financial Corp. Clearfield, Pa. 5,080 4,800 5.8 1,327,700
110 Commerce Bank and Trust Holding Co. Topeka, Kan. 4,712 4,888 -3.6 529,836
111 Neighbor Insurance Agency Inc. Marion, Iowa 4,690 4,604 1.9 464,840
112 Emprise Financial Corp. Wichita, Kan. 4,662 4,252 9.6 982,353
113 Longview Financial Corp. Texas 4,481 4,887 -8.3 1,501,191
114 Ohio Valley Banc Corp. Gallipolis 4,454 3,565 24.9 586,871
115 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,376 4,408 -0.7 520,376
116 DCB Financial Corp Lewis Center, Ohio 4,344 4,944 -12.1 369,641
117 People's Utah Bancorp American Fork 4,280 2,973 44.0 913,902
  Skagit Bancorp Inc. Burlington, Wash. 4,280 4,218 1.5 394,773
119 First Bank Lubbock Bancshares Inc. Texas 4,178 3,963 5.4 505,072
120 American Bancor, Ltd. Dickinson, N.D. 4,123 3,892 5.9 711,868
121 Cascade Bancorp Bend, Ore. 3,948 3,530 11.8 1,468,560
122 National Bank Holdings Corp. Greenwood Village, Colo. 3,914 3,732 4.9 2,176,624
123 D.L. Evans Bancorp Burley, Idaho 3,900 3,655 6.7 730,636
124 Pinnacle Financial Partners Inc. Nashville, Tenn. 3,761 1,746 115.4 4,440,381
125 Southern Utah Bancorp. Cedar City 3,696 3,804 -2.8 461,421
126 ATBancorp Dubuque, Iowa 3,631 3,303 9.9 1,059,393
127 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,618 3,412 6.0 608,993
128 Somerset Trust Holding Co. Pa. 3,563 3,213 10.9 543,167
129 Anchor Bancorp Lacey, Wash. 3,522 4,175 -15.6 282,331
130 EverBank Financial Corp Jacksonville, Fla. 3,497 3,569 -2.0 17,451,687
131 Central Bancorp. Provo, Utah 3,472 3,594 -3.4 428,382
132 Baker Boyer Bancorp Walla Walla, Wash. 3,343 3,255 2.7 288,970
133 Tampa Bay Banking Co. Tampa, Fla. 3,341 2,943 13.5 749,482
134 Croghan Bancshares Inc. Fremont, Ohio 3,325 2,860 16.3 480,886
135 1st Summit Bancorp of Johnstown Inc. Pa. 3,239 2,821 14.8 441,023
136 Town Financial Corp. Hartford City, Ind. 3,113 2,857 9.0 266,020
137 First Paragould Bankshares Inc. Ark. 3,075 2,967 3.6 697,176
138 Wilson Bank Holding Co. Lebanon, Tenn. 3,008 3,033 -0.8 1,322,188
139 CNB Corp. Conway, S.C. 3,003 3,039 -1.2 435,017
140 SVB Financial Group Santa Clara, Calif. 2,989 1,607 86.0 12,112,474
141 Peoples Financial Services Corp. Scranton, Pa. 2,845 0 NA 1,182,903
142 Liberty Shares Inc. Hinesville, Ga. 2,833 3,288 -13.8 316,015
143 Forstrom Bancorp. Inc. Clara City, Minn. 2,832 NA NA 388,697
144 Community Bancshares Inc. McArthur, Ohio 2,824 2,864 -1.4 515,070
145 Heartland Bancorp Inc. Bloomington, Ill. 2,795 923 202.8 1,595,876
146 Heritage Financial Group Inc. Albany, Ga. 2,781 1,411 97.1 1,216,975
147 International Bancshares Corp. Laredo, Texas 2,776 3,408 -18.5 5,660,575
148 Hometown Community Bancorp Inc. Morton, Ill. 2,753 2,536 8.6 1,954,906
149 Heartland BancCorp Gahanna, Ohio 2,749 2,555 7.6 484,691
150 First Volunteer Corp. Chattanooga, Tenn. 2,662 2,594 2.6 619,093
151 Clayton Bancorp, Inc Knoxville, Tenn. 2,644 2,335 13.2 783,175
152 Whitaker Bank Corp. of Kentucky Lexington 2,599 2,514 3.4 951,423
153 F&M Bank Corp. Timberville, Va. 2,526 2,493 1.3 522,977
154 Solvay Bank Corp. N.Y. 2,523 2,576 -2.1 438,857
155 Commonwealth Bancshares Inc. Louisville, Ky. 2,483 2,317 7.2 518,418
156 National Bank of Indianapolis Corp. Ind. 2,479 2,451 1.1 1,085,697
157 Bankmanagers Corp. Milwaukee 2,427 2,419 0.3 576,051
158 Texas Independent Bancshares Inc. Texas City 2,421 2,429 -0.3 433,565
159 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,372 2,390 -0.8 462,098
160 First Community Bancshares Inc. Bluefield, Va. 2,371 1,484 59.8 1,763,941
161 Ironhorse Financial Group Inc. Muskogee, Okla. 2,331 1,861 25.3 766,874
162 TCF Financial Corp. Wayzata, Minn. 2,318 2,692 -13.9 16,529,968
163 FMB Bancshares Inc. Lakeland, Ga. 2,294 2,272 1.0 406,079
164 Security Federal Corp. Aiken, S.C. 2,291 2,328 -1.6 352,761
165 1867 Western Financial Corp. Stockton, Calif. 2,274 2,076 9.5 1,283,429
166 NEB Corp. Fond Du Lac, Wis. 2,261 2,270 -0.4 865,465
167 Four Oaks Fincorp Inc. N.C. 2,257 2,177 3.7 459,133
168 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,237 2,107 6.2 282,931
169 Hilltop Holdings Inc. Dallas 2,228 2,648 -15.9 5,792,931
170 First Guaranty Bancshares Inc. Hammond, La. 2,201 2,111 4.3 744,847
171 One American Corp. Vacherie, La. 2,199 2,184 0.7 469,486
172 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,175 2,237 -2.8 450,788
173 Pacific Financial Corp. Aberdeen, Wash. 2,166 1,888 14.7 561,480
174 Mid Illinois Bancorp Inc. Peoria 2,161 2,206 -2.0 357,514
175 ServisFirst Bancshares Inc. Birmingham, Ala. 2,127 1,473 44.4 3,168,809
176 Signature Bancorp Inc. Toledo, Ohio 2,126 1,718 23.7 536,592
177 First Bank Corp Fort Smith, Ark. 2,116 2,159 -2.0 980,761
178 Eastwood Financial Corp. Rochester, Minn. 2,114 1,812 16.7 407,883
179 North American Bancshares Inc. Sherman, Texas 2,111 1,897 11.3 1,379,801
180 Arthur Financial Corp. Union, S.C. 2,032 1,996 1.8 346,649
181 BankFirst Capital Corp. Columbus, Miss. 2,019 2,004 0.7 578,065
182 F.N.B. Corp. Pittsburgh 2,005 1,465 36.9 10,972,291
183 United Bank Corp. Barnesville, Ga. 1,955 1,188 64.6 564,466
184 Home State Bancorp Loveland, Colo. 1,951 1,934 0.9 435,694
185 First NBC Bank Holding Co. New Orleans 1,934 1,731 11.7 2,943,545
186 Southside Bancshares Inc. Tyler, Texas 1,916 1,922 -0.3 1,474,110
187 First Community Bancshares Inc. Batesville, Ark. 1,904 1,742 9.3 686,121
188 Manhattan Banking Corp. Kan. 1,892 1,433 32.0 924,415
189 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,862 1,722 8.1 731,008
190 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,842 1,688 9.1 616,244
191 SNBNY Holdings Ltd. New York 1,821 1,648 10.5 2,533,647
192 QCR Holdings Inc. Moline, Ill. 1,820 1,956 -7.0 1,572,869
193 Uwharrie Capital Corp Albemarle, N.C. 1,791 1,742 2.8 311,380
194 First Trust Corp. New Orleans 1,783 1,744 2.2 636,436
195 Kentucky Bancshares Inc. Paris 1,761 1,532 14.9 511,748
196 Bank of Southside Virginia Corp. Carson 1,732 1,770 -2.1 246,938
197 Old Line Bancshares Inc. Bowie, Md. 1,728 1,659 4.2 893,513
198 Backlund Investment Co. Peoria, Ill. 1,691 NA NA 271,295
199 Home Bancorp Inc. Lafayette, La. 1,662 1,486 11.8 916,474
200 Alpine Banks of Colorado Glenwood Springs 1,647 693 137.7 1,539,157


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Jan. 5, 2015.
Source:

SNL Financial
, Charlottesville, Va.
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