A recap of the informed opinions (and the discussions they generated) on BankThink this week.

In a sign of renewed pressure on mortgage servicers, a number of big banks have ceased or dramatically slowed the final step in the foreclosure process.

The chairman/CEO split issue is a sideshow. No one has considered the troubling implications of a large, misguided bet that happened to pay off the year before the London Whale losses.

The Federal Reserve announced an enforcement action against the Bank of Montreal and BMO Financial for "deficiencies" in compliance with anti-money laundering and Bank Secrecy Act rules and regulations.

The latest monthly reports from credit card issuers provide more evidence that loss rates will stay abnormally low longer than thought just a few months ago.

The common-sense steps taken in the bill will help even the playing field between community banks and big financial firms.

A move by the U.S. government to rein in the unregulated use of Bitcoin involved the seizure of a Japanese company's account at Wells Fargo.

Attorney General Eric Holder tried on Wednesday to walk back earlier comments that some financial institutions are "too big to jail" during a House Judiciary Committee hearing.

A temporary worker for PHH Corp. potentially gained access to employees' personal information, including Social Security numbers and dates of birth, according to a letter from the company's chief executive.

Margin compression once again overpowered loan growth in the first quarter, sapping banks’ traditional source of revenue.

The heart of the issue is not who holds what titles, but whether a company’s governance processes are functioning as they should.

Authentication and other bank securities technologies are a major focus at Finovate's Spring conference, reflecting the industry's strong demand for improved safeguards. Technology Reporter Sean Sposito reports from San Francisco.

Related article" The Buzz at Finovate: New Security Tech

In a sign of the times, information security and authentication vendors dominate a fintech conference.

A media frenzy has erupted around an upcoming vote by JPMorgan Chase shareholders over whether Jamie Dimon should be permitted to retain the joint titles of chairman and chief executive officer. The controversy comes at a time when the bank is recording record profits. But it also faces risk management, legal and regulatory challenges, as well as top-level departures, that raise serious questions about the soundness of its board oversight and leadership. American Banker editors discuss the stakes for JPMorgan Chase’s leader and his shareholders.

A modified version of Ed DeMarco’s securities-based model for housing finance reform could promote an active market for risk-sharing arrangements and further reduce systemic risk by distributing credit risk broadly.