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BANK TECHNOLOGY NEWS

KEY TOPICS
MobileRisk Management
Credit Karma's Latest Act: Making Access to Credit Reports Easier
Free credit scores are so seven years ago. Credit Karma, an educational site for consumers that makes money from sending customer leads to lenders, is now publishing free full credit reports on a more frequent basis. The idea is to better educate borrowers who are in the market for credit while collecting better leads for its bank partners.

THE LATEST

First Data Announces Plans to Buy Gyft
01:03 ET
Diebold Debuts ATM Card Reader Designed to Prevent Skimming
11:43 ET
JPMorgan Said to Cut Hundreds of Tech Support Jobs
10:13 ET
U.S. Bank ATMs Support Red Cross Disaster Relief
03:16 ET
USAA Uses IBM's Watson to Help Members Adjust to Civilian Life
09:32 ET

Features

Early Adopters of Photo Bill Pay See Promise, Technical Challenges
Photo bill pay is supposed to make adding payees a snap for smartphone customers. But the feature faces some problems, including a lack of uniformity of the data on physical invoices and how consumers take the pictures.
Retail Delivery

DDoS Attacks Are Still Happening — and Getting Bigger
They haven't caught much media attention lately, but distributed denial of service attacks continue to take place and have become larger, researchers analyzing the latest attack patterns say.
Risk Management

Behind the $1.6 Million Heist at StubHub: Recycled Passwords
If there's one lesson bankers can take away from the hacking incident at online ticket seller StubHub, it's that they need to educate their customers about the dangers of using the same passwords on multiple sites.
Risk Management

Scott Jackson, CEO of MVTrac
High-Tech Repo Men Are Reshaping Subprime Auto Lending
As lenders make riskier loans, they're banking on improvements in their ability to track delinquent borrowers' cars to keep losses to a minimum.
Consumer Finance

Lessons from a Small Bank that Embraced Video Tellers
Ion Bank has been using interactive teller machines, which let customers conduct video chats with tellers, for more than a year. The technology has helped some of its branches stay open for business 27 hours longer per week without overspending.
Consumer Finance

How Community Banks Can Win the War for Millennials
Community banks need to rethink their technology and marketing to ensure they are snagging a piece of the millennial generation. Big banks have the lead in reaching this demographic, but they are vulnerable, experts said.
Consumer Finance
Community Banking

Leaky Bank Websites Let Clickjacking, Other Threats Seep In
Online banking sites are as leaky as sieves, according to some researchers' tests. They are especially vulnerable to clickjacking.
Comments (1)

Wells Fargo's Booking Tool Removes Branch Bete Noire: Waiting in Line
The bank's adoption of scheduling technology underscores the fact that, while branch traffic is declining, most sales of loan, deposit or investment products are still made at the branch. It's also further evidence that banks are using technology to engage with customers who are visiting branches less and less.

Discover CEO David Nelms (Bloomberg News)
Discover Targets College Students in Search for New Customers
The credit card issuer is looking to build its campus business at a time when other banks' relationships with college and universities are facing regulatory threats.
Consumer Finance

Skeptics Question Value of Apple-IBM Deal for Banks
Apple's partnership with IBM is big and dramatic, but it’s unclear if it will offer anything bankers don't already have access to.
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Disruptors
Square Unveils an EMV Chip-and-Signature Card Reader
Square Unveils an EMV Chip-and-Signature Card Reader
Square plans to offer a version of its mobile card reader that can read EMV-chip cards, but the added security may come at a cost.  read more »

GALLERIES

Top 8 Tweets from the Digital Banking Summit
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Financial services technologists discussed the innovations and trends transforming the industry at last week's Digital Banking Summit in Los Angeles. Here are eight tweets that capture the key themes from the three-day fintech confab.

Multimedia
Will Lenders Copy Credit Karma's Free Credit Report Service?
In Pictures
Winners and Losers in CIT's OneWest Deal
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