A rumored executive order that would require banks to verify the citizenship of their account holders would be incredibly burdensome for banks. It would also result in the "debanking" of untold numbers of Americans.

Overdraft fees continue to be in the spotlight, with the Consumer Financial Protection Bureau proposing a rule essentially to cap them. Certain credit unions are also now required to disclose additional information on this revenue stream.

The Fed can take steps now to speed up existing networks.

The Fed can take steps now to speed up existing networks.

Government officials must address the policy questions raised by the use of artificial intelligence in credit decisions.

As large credit unions look to expand under the NCUA’s new field of membership rule, they should be required to comply with additional bank rules.

As large credit unions look to expand under the NCUA’s new field of membership rule, they should be required to comply with additional bank rules.

A recent report from the agency settles a long-running debate about whether bankruptcy should replace Dodd-Frank’s “orderly liquidation authority.” The financial system needs both.

Expanding the definition of a credit union's "common bond" so that it is essentially meaningless appears to be the direction the industry and its regulator are headed.

Expanding the definition of a credit union's "common bond" so that it is essentially meaningless appears to be the direction the industry and its regulator are headed.