

Aaron D. Klein is a fellow at the Brookings Institution and policy director at the Center on Regulation and Markets.
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Overdraft fees continue to be in the spotlight, with the Consumer Financial Protection Bureau proposing a rule essentially to cap them. Certain credit unions are also now required to disclose additional information on this revenue stream.
September 18 -
The Fed can take steps now to speed up existing networks.
March 10 -
The Fed can take steps now to speed up existing networks.
February 28 -
Government officials must address the policy questions raised by the use of artificial intelligence in credit decisions.
May 1 -
As large credit unions look to expand under the NCUA’s new field of membership rule, they should be required to comply with additional bank rules.
June 25 -
As large credit unions look to expand under the NCUA’s new field of membership rule, they should be required to comply with additional bank rules.
June 25 -
A recent report from the agency settles a long-running debate about whether bankruptcy should replace Dodd-Frank’s “orderly liquidation authority.” The financial system needs both.
February 28 -
Expanding the definition of a credit union's "common bond" so that it is essentially meaningless appears to be the direction the industry and its regulator are headed.
July 10 -
Expanding the definition of a credit union's "common bond" so that it is essentially meaningless appears to be the direction the industry and its regulator are headed.
July 10 -
The allowance by some states for companies to incorporate without disclosing beneficial owner information significantly hampers anti-money-laundering efforts and drives up bank costs.
April 9