Alan Kline is the former editor-in-chief of American Banker. Previously he oversaw its consumer finance and national/regional banking coverage. He also helped direct coverage of the annual Most Powerful Women in Banking rankings.
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Record loan originations and strong growth in wealth assets under management more than offset a double-digit increase in expenses at the San Francisco company.
By Alan KlineApril 13 -
U.S. consumers are borrowing more than ever to buy homes and cars, pay for college and even finance every day purchases. Is it a display of confidence in the U.S. economy or are many households living far beyond their means?
By Alan KlineFebruary 11 -
Banks are capitalizing on changing consumer habits - and satisfying a pressing need to diversify their loan portfolios - with a spate of instant point-of-sale loans for everything from iPhones to home improvements.
By Alan KlineFebruary 7 -
Double-digit growth in total loans more than offset higher chargeoffs and a decline in fee income at the Pasadena, Calif., company.
By Alan KlineJanuary 25 -
Net interest income has surged thanks to rising rates, but noninterest income has lagged as trading revenue has weakened, refi demand has softened and fees from deposit service charges have barely budged. Is this the new normal?
By Alan KlineJanuary 24 -
Net interest income climbed nearly 16%,, though overall profits declined as the Columbus, Ga., company paid down debt and took a one-time charge related to the new tax reform law.
By Alan KlineJanuary 23 -
Look for banks to boost dividend payouts, expand into new markets, increase their tech spending and, eventually, ramp up their C&I lending. But don't expect much in the way of M&A.
By Alan KlineJanuary 21 -
Buying Capital Bank Financial helped boost revenue by 17% in the fourth quarter, but one-time charges related to recent tax cuts dragged down the Memphis company's profits.
By Alan KlineJanuary 19 -
A large writedown on its portfolio of taxi medallion loans marred an otherwise strong fourth quarter for Signature Bank in New York.
By Alan KlineJanuary 18 -
Though business owners are more optimistic about the direction of the economy since the tax law was passed, it's doubtful their borrowing will increase meaningfully until they see more signs of more robust growth, bankers say.
By Alan KlineJanuary 16 -
Apart from a one-time adjustment for deferred taxes, the Dallas company reported strong gains in net interest income and meaningful improvement in all of its key performance ratios.
By Alan KlineJanuary 16 -
The agreement marks the latest example of the banking giant teaming with a fintech to speed up delivery of services to its customers.
By Alan KlineJanuary 11 -
The CDFI formerly known as Progreso Financiero targets consumers with little or no credit history.
By Alan KlineJanuary 10 -
How new developments on many fronts are going to affect the banking business in the coming year and beyond — and what bankers can do to prepare.
By Alan KlineJanuary 7 -
The rise of e-commerce is hollowing out shopping malls and strip centers, but it is also creating new interesting opportunities for commercial real estate developers and lenders.
By Alan KlineJanuary 2 -
Consumers’ desire to shop online is creating huge demand for distribution centers and forcing property owners to think creatively about redeveloping vacant retail space. Meanwhile, hundreds of billions of dollars will be spent rebuilding areas hard hit by hurricanes and wildfires.
By Alan KlineDecember 27 -
It was a bad year for the CEO of Equifax, the founder of a high-flying fintech and the regulatory agency bankers love to hate.
By Alan KlineDecember 20 -
This year has been very good to regional banks, bitcoin investors and several bank CEOs who pulled off big deals or successfully refined business models.
By Alan KlineDecember 19 -
Jenn LaClair will replace Chris Halmy, who is retiring. She most recently headed up PNC's business bank.
By Alan KlineDecember 12 -
Some are in new roles or replacing legends, others are embracing new strategies or eyeing big deals and at least one is currently out of banking — but could soon resurface. Here are the industry executives to keep an eye on in 2018.
By Alan KlineDecember 11




















