Cheryl Winokur Munk

A2A, or pay by bank payments, are an alternative to card networks, a lower-cost option that is catching on with consumers and merchants.

Car manufacturers and apps have made it easier for customers to pay for fuel, parking and other services seamlessly from their cars or smart devices.

As AI and digital assets become mainstream, banks are spotting new opportunities to integrate payments with other activities.

From AI to crypto to the fraud fight, the industry is rapidly evolving; these young companies are looking to take advantage.

Using watches, wristbands and other accessories at the point of sale is set for a boom, pressuring financial institutions to develop a strategy for the banking tech.

Chargebacks are a growing problem, but there are steps banks can take to keep losses from spinning out of control.

Paper check use is dropping, but it's still high enough to be a fraud concern for banks. The Trump administration's move to mandate digital could force banks to dump paper once and for all.

With swipe payments heading toward the exit in a few years, issuers have an opportunity now to prepare.

As more states adopt digital identity, there is an opportunity for banks to improve authentication.

While debit cards are less profitable, payment experts say they're still an important way to build relationships with consumers.

GetAugie targets consumers new to credit, undercutting mainstream banks' secured cards that often charge an annual fee and carry hefty annual percentage rates.

The multitrillion-dollar global market has opportunities and potential pitfalls for banks.

More consumers and small-business clients are clamoring for earned wage access, as states step up regulation and a CFPB interpretive rule hangs in the balance.

The fees are controversial for card networks and consumers, but the impact on banks has been muted. Here's why that could change.

The lack of a government requirement has slowed adoption in the U.S., but there are signs demand is picking up.

Digital transaction risk draws attention to dynamic CVVs for cards.

Not all banks and fintechs are on board with numberless cards, and some payment professionals question whether they are worth the cost.

Banks that don't focus on credit cards for this market may find larger banks and fintechs are eating their lunch.

As 2024 comes to a close, trends such as open banking, fights over credit card fees and the future of faster payments are still in flux.

The use cases are growing and banks don't want to risk being left behind, especially with younger customers who are more open to the technology.