Cheryl Winokur Munk

As more states adopt digital identity, there is an opportunity for banks to improve authentication.

While debit cards are less profitable, payment experts say they're still an important way to build relationships with consumers.

GetAugie targets consumers new to credit, undercutting mainstream banks' secured cards that often charge an annual fee and carry hefty annual percentage rates.

The multitrillion-dollar global market has opportunities and potential pitfalls for banks.

More consumers and small-business clients are clamoring for earned wage access, as states step up regulation and a CFPB interpretive rule hangs in the balance.

The fees are controversial for card networks and consumers, but the impact on banks has been muted. Here's why that could change.

The lack of a government requirement has slowed adoption in the U.S., but there are signs demand is picking up.

Digital transaction risk draws attention to dynamic CVVs for cards.

Not all banks and fintechs are on board with numberless cards, and some payment professionals question whether they are worth the cost.

Banks that don't focus on credit cards for this market may find larger banks and fintechs are eating their lunch.

As 2024 comes to a close, trends such as open banking, fights over credit card fees and the future of faster payments are still in flux.

The use cases are growing and banks don't want to risk being left behind, especially with younger customers who are more open to the technology.

Blockchain-powered transactions for businesses are still in their infancy, but use is expected to grow and banks stand to lose if they don't get up to speed.

Payment professionals expect physical cards to stick around for the foreseeable future, even as mobile wallets gain traction.

Bank of America, Wells Fargo and U.S. Bank are among the institutions taking advantage of regulatory tailwinds to get more aggressive.

As regulators and Congress push for stronger consumer protections as losses mount, payment experts say there are steps companies should be taking now to respond.

The new bank-led digital wallet is signing up financial institutions, but payment experts say broadening its merchant base and reaching consumers will be an uphill climb.

Crooks can use deepfakes and other machine learning tools to circumvent traditional authentication security methods. Payment experts discuss how firms can protect themselves.

Goldman Sachs, Capital One and Wells Fargo have all suffered pitfalls in their merchant partnerships. Payment experts discuss how issuers can keep retailers and consumers onboard.

Bank of America, Citigroup, HSBC and others are increasingly using sustainable and recycled materials for manufacturing