Courtney Hoff Dockerty

Interest-free credit and fast approval make BNPL an attractive payment option for consumers, who are increasingly using short-term installment credit to manage their cash flow when paying for immediate, small-dollar purchases.

Inflation and rising rates are some of the biggest issues industry executives and leaders are focusing on this year.

Climate change, gun control and the overturning of Roe v. Wade are just some of the latest issues banks are addressing.

Challenger banks such as Quontic Bank and Current are just some of the early adopters in the evolving space.

The top five had a combined portfolio of nearly half a billion dollars.

Some policies could save consumers more than $2 billion annually.

Fintech partnerships and new legislation could help make marijuana more viable and less risky for banks.