Diego Zuluaga

The new group should look at protecting consumer data and how nonprime financial consumers are treated through new regulations.

Many oppose a metric-based approach, but there are ways it could actually work.

Regulators are considering reforms to the Community Reinvestment Act, but it’s not clear that the law is needed anymore.

Neither the central bank’s gradual raising of interest rates, nor its modest changes to capital rules are likely to meaningfully increase risk to the financial system.