James J. Hilton

Partner, Ludwig Advisors

James J. Hilton boasts over 30 years of experience in the financial services industry, having held leadership roles at prominent institutions like Promontory Financial Group, Prebon Group, Chicago Board Brokerage and the Federal Reserve Bank of New York. He is currently a partner at Ludwig Advisors and serves as chairman of Uphold, Ltd.

Housing affordability

The Federal Home Loan banks should be preserved as a liquidity source

Some reforms to the system might be necessary, but it would be unwise to eliminate a critical source of funding for banks across the country.

By Eugene Ludwig

January 20
Regulation and compliance

Activity-based regulation would mean a more competitive financial system

With the line between banks and fintechs growing ever blurrier, financial services supervisors ought to consider adjusting regulation to fit the kinds of activity an institution is engaged in.

By James J. Hilton

July 3