Through the power of digital technology and artificial intelligence, regulators around the world could revolutionize the way banks' call reports are filed, providing them with real-time information.

For all of the regulators’ progress over the years, many are still relying on an internal technology framework that was built for 1992, not 2022.

The use of artificial intelligence and machine learning in financial services, while promising, is not without risk. It's on federal regulators to ensure that algorithms relied on by banks and credit unions aren't harming businesses and consumers.

It's time for agencies like the Small Business Administration to stop playing catch-up and invest in state-of-the art technology.

It's time for agencies like the Small Business Administration to stop playing catch-up and invest in state-of-the art technology.

The SBA’s Paycheck Protection Program is nearly depleted, but there are ways small banks and fintechs, with help from Congress, can remedy the situation.

The SBA’s Paycheck Protection Program is nearly depleted, but there are ways small banks and fintechs, with help from Congress, can remedy the situation.

Lenders and government guarantors can use loan technology to bring immediate relief to business owners, former OCC official Jo Ann Barefoot says.

Lenders and government guarantors can use loan technology to bring immediate relief to business owners, former OCC official Jo Ann Barefoot says.

Regulators globally are using "tech sprints" to test new anti-money-laundering solutions. More can be done, but it's a good start.