Joe Adler

Regulators are signing bilateral MOUs and advancing strategies meant to avoid ring-fencing, but some say more binding pacts should govern cross-border resolutions.

Sheila Bair, who ran the Federal Deposit Insurance Corp. during the financial crisis, will become an independent director for the Spanish banking powerhouse.

A diverse group of entrepreneurs is trying to solve a riddle that may hold the key to Bitcoin and other digital currency moving into the mainstream: how to insure accounts.

Something resembling deposit insurance for virtual currencies may still be in the distant future. But a growing array of startups is attempting to offer Bitcoin users a similar layer of security to that enjoyed by bank depositors.

The Office of the Comptroller of the Currency proposed official guidelines describing its "heightened expectations" for how large banks and thrifts control risk.

WASHINGTON — Changes in overall loan balances were muted in the last six weeks of 2013, with bankers in some regions reporting minor growth and those in other parts of the country seeing volume remain stagnant, the Federal Reserve Board said Wednesday.

Regulators posted condensed blueprints Friday from 116 banking firms on how they could be unwound in a failure.

Regulators' reviews of big banks' internal resolution plans will become more rigorous in 2014 as a debate grows over what parts of the plans can be seen by the public.

WASHINGTON — Former Federal Deposit Insurance Corp. Chairman Sheila Bair will serve on the board of the RAND Corp. starting in April, the nonprofit research organization announced Tuesday.

The Federal Deposit Insurance Corp. still faces questions over how its resolution platform for systemically important firms will work. But international dialogue, a document detailing the agency's resolution strategy and the endorsement of a key rating agency highlighted progress during the year.

Bankers have almost become used to the intense growth of new rules in the five years since the financial crisis, but some see a light at the end of the tunnel as the agencies inch toward the end of Dodd-Frank rulemakings and the economy improves.

In theory, the FDIC's plan to seize and dismantle a troubled megabank is the furthest thing from a government bailout. But experts are increasingly worried that even if the plan works as promised, it might be perceived differently by the public.

WASHINGTON — The Federal Deposit Insurance Corp. on Tuesday approved a nearly 11% reduction in the agency's budget for 2014, a further sign of how the improving economy is reducing bank failures.

The Federal Deposit Insurance Corp. issued a strategy document on its method for unwinding failed behemoths, but concerns raised by board members and questions asked to the public in the document signal the start of a broader debate.

WASHINGTON — The Federal Deposit Insurance Corp. will release a long-awaited document Tuesday detailing how it plans to use the "single point of entry" method to resolve failed behemoths.

Appearing between two higher-profile speakers at D.C. conference, Luis Aguilar reminds audience that Sean Connery did not in fact pass the baton straight to Roger Moore.

Federal Deposit Insurance Corp. Chairman Martin Gruenberg said the agency plans to release a report next year exploring how mobile phone use could help expand access to banks.

Consumer Financial Protection Bureau Director Richard Cordray said down payment standards are among the falsehoods rumored to be in the agency’s mortgage regulation that takes effect Jan. 10.

The Federal Deposit Insurance Corp.'s history, structure and effectiveness during the financial crisis have helped guide the discussion of housing finance reform, inspiring Senate lawmakers to push an FDIC-like system for the mortgage industry.

Increases in medium- and long-term interest rates still pose risks, but the Federal Deposit Insurance Corp.'s Quarterly Banking Profile revealed that a rate recovery can also have advantages.