Joe Adler is the former Washington Bureau Chief of American Banker.
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Banks appeared to be gaining the upper hand in their battle against retailers to delay pending interchange fee caps, but the fight was far from over.
By Joe AdlerJune 7 -
The closure Friday of the $208 million-asset Atlantic Bank and Trust in Charleston, S.C., was estimated to cost the Federal Deposit Insurance Corp. $36 million.
By Joe AdlerJune 3 -
The closure Friday of the $208 million-asset Atlantic Bank and Trust in Charleston, S.C., was estimated to cost the Federal Deposit Insurance Corp. $36 million.
By Joe AdlerJune 3 -
While regulators have said Congress meant for the QRM to be a narrow category of super-safe loans, the industry and consumer groups fundamentally do not see it that way, arguing that it will in effect be the new normal that shuts out or penalizes other creditworthy borrowers.
By Joe AdlerJune 3 -
While regulators have said Congress meant for the QRM to be a narrow category of super-safe loans, the industry and consumer groups fundamentally do not see it that way.
By Joe AdlerJune 3 -
Mortgage bankers and consumer advocates showed a united front Thursday against a proposed down-payment requirement in a new special class of mortgages, saying it will push the market too far in favor of the wealthy.
By Joe AdlerJune 2 -
Mortgage lenders and consumer advocates, two lobbies usually busy opposing each other, have joined forces to urge regulators to ease up on proposed risk-retention requirements that they say will result in a credit crunch.
By Joe AdlerMay 31 -
Turns out it's a lot more fun to watch the financial crisis on HBO than actually live through it; Rep. McHenry's Facebook page gets bombarded by Warren defenders.
May 27 -
Turns out it's a lot more fun to watch the financial crisis on HBO than actually live through it; Rep. McHenry's Facebook page gets bombarded by Warren defenders.
May 27 -
A bipartisan group of senators is calling on regulators to expand their proposed exemption from risk-retention rules mandated by the Dodd-Frank Act.
By Joe AdlerMay 27 -
A bipartisan group of senators is calling on regulators to expand their proposed exemption from risk-retention rules mandated by the Dodd-Frank Act.
By Joe AdlerMay 27 -
With just over a month left before she leaves the Federal Deposit Insurance Corp., Chairman Sheila Bair spent one of her last Congressional hearings trying to convince skeptical Republicans that "too big to fail" has finally been eliminated.
By Joe AdlerMay 26 -
On its face, the FDIC's report on bank earnings in the first quarter was nearly all good news: net income at precrisis levels combined with higher capital and fewer troubled loans. But there was a darker side to the Quarterly Banking Profile that signaled bank profits may not be sustainable.
By Joe AdlerMay 24 -
The banking industry had its best quarter since the start of the financial crisis, earning $29 billion in the first three months of the year thanks to the continued drop in loan-loss provisions, the Federal Deposit Insurance Corp. said Tuesday.
By Joe AdlerMay 24 -
WASHINGTON — Months after the Federal Deposit Insurance Corp. revamped its large-bank assessment system, banks are urging the agency to revisit new reporting requirements stemming from the plan.
By Joe AdlerMay 23 -
Three failures late Friday, including a pair in Georgia, cost the Federal Deposit Insurance Corp. an estimated $445 million.
By Joe AdlerMay 20 -
Three failures late Friday, including a pair in Georgia, cost the Federal Deposit Insurance Corp. an estimated $445 million.
By Joe AdlerMay 20 -
Rep. Carolyn Maloney shows her support of Elizabeth Warren in writing; Warren and the ABA's Frank Keating share an Oklahoma connection; and more.
By Kate Davidson and Joe AdlerMay 20 -
Federal bank regulators need to update their commercial real estate guidance to bring standards more in line with how examiners treat loans following the crisis, an oversight report said Thursday.
By Joe AdlerMay 19 -
Pending mortgage-related regulations threaten to become a "tsunami" of burdens that could unintentionally harm an already fragile mortgage industry, Acting Comptroller of the Currency John Walsh said Thursday.
By Joe AdlerMay 19


