John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The company is relying on a boost from initiatives in crypto-related finance, AI-powered payment tech and connections to international digital wallets, though analysts cautioned geopolitics are hindering momentum.
By John AdamsJuly 29 -
The big box retailer is trying to increase share among its business clients by adding financing options for businesses that are navigating economic volatility.
By John AdamsJuly 28 -
Like its sibling app Zelle, Early Warning's digital wallet is trying to build a brand that can attract new members. Star One Credit Union is an early win.
By John AdamsJuly 28 -
Fedwire has migrated to ISO 20022, a messaging standard designed to make it easier for digital real-time processing rails to work together. It's a difficult lift for banks, but the agency promises it will be worth it.
By John AdamsJuly 24 -
The fintech has made its core payment app interoperable with Venmo and will connect 2 billion users through partnerships in India, China, Brazil and other major digital commerce markets.
By John AdamsJuly 23 -
As the U.S. moves to make central bank digital currencies illegal, projects in other countries are moving slowly. Also: U.K. regulators look for new ways to monitor Apple and more in the global payments and fintech roundup.
By John AdamsJuly 23 -
The bank is reportedly considering allowing bitcoin and ethereum to back loans. Volatility in digital assets would make it a difficult market, according to payment experts.
By John AdamsJuly 22 -
Paxos and Mastercard are among the firms betting that legal clarity will lead to a wider range of stablecoin users.
By John AdamsJuly 21 -
With the big banks honing in on Amex's high-end card turf, Steve Squeri said his company's past success will drive the future.
By John AdamsJuly 18 -
The U.K. fintech's shares fell about 5% in London, partly due to international currency volatility. It hopes a U.S. listing will improve the company's ability to raise capital.
By John AdamsJuly 17 -
With the GENIUS Act near the finish line, top execs are revealing their plans for the digital asset during calls with analysts.
By John AdamsJuly 16 -
The U.K. challenger bank would follow London fintech Wise in emphasizing New York over London in an effort to boost valuation and establish a foothold in the U.S. Plus, Lloyds is in talks to buy all-in-one card fintech Curve; and more news in the global payments and fintech roundup.
By John AdamsJuly 15 -
Miles Paschini, CEO of blockchain specialist FV Bank in Puerto Rico, says he expects a ton of new stablecoins. Here's why he's not worried about getting buried in a mountain of crypto.
By John AdamsJuly 15 -
Intuit and Ramp, two firms that work with fintechs that compete with banks, are using agentic artificial intelligence to automate mundane tasks.
By John AdamsJuly 11 -
The U.K. fintech has launched a series of products that expand on its core payments business and compete with banks and other payment technology firms.
By John AdamsJuly 10 -
U.K. regulators said Monzo didn't properly vet new customers, while Vocalink was dinged for risk management lapses. Also, Paxos launched a dollar-backed coin in the European Union; and more news in the weekly global payments and fintech roundup.
By John AdamsJuly 9 -
Comerica and U.S. Bank are applying new tools that attempt to take the worry out of real-time transactions made on behalf of third parties. Comerica payments exec Allysun Fleming spoke about the bank's plans.
By John AdamsJuly 8 -
A U.K. judicial body says the card networks have breached competition laws, while Belgian regulators are examining Wordline for potential anti-money-laundering violations.
By John AdamsJuly 2 -
Fresh off of a big IPO, the fintech is applying for a national trust charter. Approval would help it avoid the time and expense of working with banks for transaction processing at a time when the stablecion market is getting more crowded.
By John AdamsJuly 1 -
As banks consider their strategies, other big names are also considering a role for digital assets.
By John AdamsJune 30



















