John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The new card is meant to make the advance-payroll offering a more appealing way to fight rising expenses.
By John AdamsSeptember 9 -
The e-commerce technology firm has built dozens of partnerships to expand services its clients can offer.
By John AdamsSeptember 7 -
The payments subsidiary of U.S. Bank's is taking a new approach that it says can address the expense of setting up a new business.
By John AdamsSeptember 1 -
Small business' concerns over cash flow and billing cycles are pushing bank competitors like Resolve and Ramp to offer short-term products that bear a resemblance to installment lending.
By John AdamsAugust 31 -
Companies like VizyPay, Stax and Carbon Zero Financial seek fresh ideas from people who built their careers in retail, food service and other verticals.
By John AdamsAugust 29 -
Drake Bank in Minnesota is working with the fintech B Generous to test whether installment loans can help bring in larger donations to nonprofits.
By John AdamsAugust 29 -
The technology firm is pitching itself as a partner for the development of central bank digital currencies, hoping to gain its clients a role in newer payment systems.
By John AdamsAugust 26 -
Firms like Amazon Go and Zippin are focusing more on data their systems collect that isn't captured by traditional point-of-sale systems. This information can play a key role in loyalty programs or back-office tasks such as tracking inventory.
By John AdamsAugust 25 -
The human resources consultancy Thrive and the money management firm Unifimoney say the appeal of digital assets is expanding for payments and payroll, despite the volatility that eliminated much of the currencies' valuation this year.
By John AdamsAugust 24 -
Even as companies like Apple make it less crucial to have dedicated payment terminals, Adyen sees a market for two new devices that can build on its strengths in e-commerce.
By John AdamsAugust 19 -
After enabling used-car sales with The Clearing House's RTP rail, the bank has implemented the same technology for real-time funding of vehicle loans.
By John AdamsAugust 18 -
A real-time refund can allow travelers to quickly rebook after a cancellation, and instant credits can make longer airport waits more bearable, according to fintech experts.
By John AdamsAugust 17 -
Jifiti is among the technology companies that want make it easier for retailers and banks to offer installment lending. The disruption caused by inflation and a hawkish Fed are combining to create an opportunity.
By John AdamsAugust 11 -
Business-to-business payments have long been stuck in the past, with a heavy emphasis on paper checks. The need for modernization has attracted a flurry of technology developers.
By John AdamsAugust 9 -
The prepaid card issuer's senior vice president of partner services and delivery, one of this year's Most Influential Women in Payments Next honorees, has had to address the impact of multiple global crises on the underbanked.
By John AdamsAugust 8 -
The very upstarts that gave the prepaid card issuer a run for its money in recent years are seeing their valuations fall and their belts tighten. At the same time, Green Dot CEO Dan Henry expects that it can help consumers manage their cash flow amid economic stress.
By John AdamsAugust 4 -
The payments company has agreed to acquire EVO Payments for $4 billion and sell off the consumer-focused portions of its Netspend unit as part of an industrywide emphasis on automated business-to-business payments.
By John AdamsAugust 2 -
The payment processor is an early user of Apple's smartphone payments capability, which provides a DIY option for retail workers, but doesn't necessarily cover all merchants in all use cases.
By John AdamsAugust 2 -
Dee Hock, who recently passed away, was CEO of the card brand from 1970 to 1984. He championed a mix of competition and collaboration among financial institutions to foster innovation, an idea that is still used in technology development.
By John AdamsAugust 1 -
A potential Senate bill could pressure interchange fees, while the broader economy faces a downturn. Mastercard CEO Michael Miebach contends the firm is prepared for both.
By John AdamsJuly 28




















