John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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By adding Affirm, major now/pay later partner, to its Flexible Credential, the payment network is deepening its embrace of a popular product that's not going away.
By John AdamsNovember 20 -
The Most Powerful Women in Credit Unions honorees discuss their response to inflation and the challenges facing underserved communities.
By John AdamsNovember 19 -
The card brand uses a new form of generative AI that improves data sourcing, making human involvement less necessary.
By John AdamsNovember 15 -
The Financial Conduct Authority plans to regulate specific technology products that banks use to process payments and require testing. That and more in our global payments roundup.
By John AdamsNovember 13 -
A digital dollar is likely on the way out in favor of non-government crypto, but those betting for fewer restrictions on fees and less antitrust litigation will likely be disappointed.
By John AdamsNovember 8 -
Donald Trump's ascension to the presidency creates regulatory uncertainty, but Block's CEO says the company hopes for more clarity for bitcoin and is developing technology to be flexible.
By John AdamsNovember 7 -
The U.K. international money transfer firm posted strong earnings and said its regional diversification can offset the rise of isolationism in specific markets. Ingenico adds technology to enable cryptocurrency payments, and more. Here's what's happening in the world of payments.
By John AdamsNovember 6 -
The payment company is connecting installment lenders with borrowers who may be looking for a product instead of a specific company.
By John AdamsNovember 1 -
The processor's sale of medical software firm AdvancedMD comes as it prioritizes small-business payments, according to Cameron Bready.
By John AdamsOctober 30 -
The global transfer companies made big moves this week, with Western Union buying Dash from Singtel Singapore, while former Walmart executive Anthony Soohoo will be the new boss at MoneyGram.
By John AdamsOctober 30 -
When TD Bank's $13 billion acquisition fell through, First Horizon was forced to quickly come up with a plan. Here's how the bank's culture of sharing ideas and inclusion helped.
By John AdamsOctober 30 -
Alex Chriss says the impact of new payment innovation and strategies at units like Venmo and Braintree will take time.
By John AdamsOctober 29 -
Card networks, fintechs and Walmart have started major account-to-account payment initiatives in the past few weeks.
By John AdamsOctober 25 -
The card lender took full control of Swisscard from UBS; the Financial Conduct Authority is bringing installment lending regulations in line with other consumer financial products; and more payments news from around the world.
By John AdamsOctober 23 -
Stripe, Circle and Ripple all made deals in recent days to boost scale for a form of cryptocurrency that has struggled to reach mainstream consumers and businesses.
By John AdamsOctober 21 -
The credit card lender's earnings beat analyst expectations, but it also reported weakness in spending and higher late payments. Amex boss Steve Squeri said consumers are "resilient" and credit remains strong.
By John AdamsOctober 18 -
Visa and Mastercard face pressure to lower payment charges globally, while the London-based fintech receives more fraud reports than the country's largest banks.
By John AdamsOctober 16 -
The giant card network and the global bank are combining their scale to boost real-time cross-border transfers as fintechs target the market.
By John AdamsOctober 10 -
By offering its authentication technology to other issuers, the credit card lender can compete with payment networks and mobile wallets. But it will have to persuade other banks to get on board.
By John AdamsOctober 9 -
A court said the technology giant must be less restrictive at checkout. The move will likely lower transaction fees, but it still won't be easy for competitors to grab market share.
By John AdamsOctober 8




















