John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Finaro, Northmill and NMI are joining with the card network to expand contactless payment acceptance via smartphones without add-on hardware.
By John AdamsApril 5 -
Circle has proposed using central bank digital currencies as part of a backstop to mitigate the same sort of risk that caused its own coin to lose its peg to the U.S. dollar during the run on Silicon Valley Bank.
By John AdamsApril 4 -
The quest to make instant settlement ubiquitous in all countries requires scale and connectivity, creating opportunities for intermediaries that can handle the last mile.
By John AdamsMarch 31 -
Like bank and credit union branches, sit-down restaurants face rapid changes in consumer preferences, requiring a quick pivot to a growing range of digital service and checkout options.
By John AdamsMarch 30 -
Klarna adds chatGPT, BNP Paribas outsources to the Nordics, Mastercard teams with a French fintech and more.
By John AdamsMarch 29 -
With FedNow set to launch in July, UMB is looking at ways to implement the instant settlement network with payroll and other transaction types.
By John AdamsMarch 29 -
This year's conference, hosted by American Banker, comes during a time of almost unprecedented change for the economy and the payments industry. The industry's top minds will gather in San Diego for discussions that will matter for years to come.
By John AdamsMarch 29 -
The beleaguered sector hopes machine learning will reduce the odds of defaults and delinquencies.
By John AdamsMarch 27 -
A letter from U.K. regulators threatening to close risky companies is an example of how governments are pressuring firms that manage cash flow and fraud risk.
By John AdamsMarch 24 -
U.K. regulators warn payment companies, Goldman Sachs invests in Saudi fintech, and more.
By John AdamsMarch 22 -
The neobank has added tools for payments, booking and other uses, while it's also receiving an influx of customers who fled Silicon Valley Bank.
By John AdamsMarch 22 -
The company is adopting the fast-growing language recognition technology to improve its billing, checkout and subscriptions offerings.
By John AdamsMarch 20 -
Amid the fallout from the Silicon Valley Bank shutdown, some argue that reduced processing time could mitigate systemic disruptions.
By John AdamsMarch 16 -
NatWest joins U.K. banks in limiting crypto, Mastercard teams with fintech in the UAE, and more.
By John AdamsMarch 15 -
Micro-merchants that sell on Etsy and Shopify were briefly unable to accept payments — an issue that could have been catastrophic had it lasted longer.
By John AdamsMarch 14 -
When Circle USDC broke its peg to the dollar days after SVB's crisis, it revealed new uncertainties for cryptocurrency that's designed to resist volatility.
By John AdamsMarch 13 -
Co-Op Solutions, which represents more than 1,800 credit unions, used its scale to negotiate a favorable deal with the STAR Network.
By John AdamsMarch 13 -
Brett Mooney returns to the card network as the country manager for Canada, a digital-forward market that is attracting more competition from banks and fintechs.
By John AdamsMarch 10 -
The card network is examining how to make incentives more personal by using advanced technology to sift through a trove of consumer spending data.
By John AdamsMarch 9 -
This week's global news roundup includes Apple Pay securing a lingering holdout; a CBDC project that targets FX rates, and more.
By John AdamsMarch 8


















