John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The card brand has not seen "any evidence" of consumers reducing spending major categories or markets, the card network's chairman and chief executive said.
By John AdamsJuly 26 -
Pagaya, which drew attention for wild swings in its stock price last week, says uncertainty is part of what makes its product compelling.
By John AdamsJuly 26 -
Buy now/pay later lenders, digital payment providers and companies building "super apps" have suffered hits to their stock prices and valuations during the market slump, causing some to conduct layoffs. But most are pushing ahead with new products and services.
By John AdamsJuly 25 -
The recent drop in stock prices and valuations is prompting fintechs to focus more on their core competencies. This doesn't mean an end to innovation, but companies will be more selective about how they allocate resources.
By John AdamsJuly 21 -
A partnership with the business payment technology firm Melio supports card payments even when one party is stuck in the world of paper checks and cash.
By John AdamsJuly 19 -
By accumulating a network of specialized fintechs, the card brand can connect those vendors to banks and merchants that want to build new payment services.
By John AdamsJuly 18 -
Public transit is recovering slowly from the pandemic, but ridership could increase if cities cater to a strong demand for contactless ticketing and digitized fare discounts, according to Visa.
By John AdamsJuly 15 -
The mobile-focused challenger bank is adding payments hardware, expanding its services for consumers and businesses.
By John AdamsJuly 13 -
By acquiring the Latvian data-sharing specialist, the London-based payment company hopes to beat fintech rivals in the race to power account-to-account transactions.
By John AdamsJuly 12 -
Fears of a recession abound, but payment and other financial technology companies that can address pressing business challenges will draw funding, according to venture capital investors.
By John AdamsJuly 11 -
Meta's Facebook has discontinued a digital wallet that was originally meant to help people use the Diem stablecoin. But its Meta Pay platform is more conventional — and thus more likely to succeed where Novi failed.
By John AdamsJuly 7 -
Meta's wallet, which was designed to support the Diem cryptocurrency, will close in September. It's the latest setback for Meta's goal to build a broader payments system.
By John AdamsJuly 6 -
Banks and payment companies may have to decide whether to proactively protect or prohibit transactions for abortion treatment. Any action — or inaction — can be seen as taking a position on the highly divisive issue.
By John AdamsJuly 5 -
More banks, fintechs and organizations are launching projects or implementing plans to speed transaction processing.
By John AdamsJuly 4 -
The card network has found common ground with retailers, revising its policies to help them better combat a type of fraud where consumers attempt to dispute legitimate purchases.
By John AdamsJune 30 -
The U.K.'s Payment Systems Regulator is reviewing the card brands' fees, and promises to support competition for the U.S.-based companies.
By John AdamsJune 29 -
The midsize companies that the Kansas City, Missouri, bank caters to may not be salivating to settle transactions in real time, so UMB says it's being cautious about when and how it implements new technology.
By John AdamsJune 23 -
Companies like Euronet are focused on the international use cases for real-time payments that often get overlooked by domestic transaction rails.
By John AdamsJune 21 -
The Korean technology firm was one of the few success stories from the early days of mobile payments. But times change, and consumers are demanding more than just the ability to transact.
By John AdamsJune 17 -
Pay Monthly, which allows consumers up to two years to repay a single purchase, fills the void between short-term BNPL offerings and long-term bank loans — and strengthens the company's super app.
By John AdamsJune 16




















