John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Honorees from American Banker's Most Influential Women in Payments discuss spotting tangible uses for innovation, rather than buying into hype.
By John AdamsJanuary 10 -
A new EU law that requires interoperability and universal support for instant processing goes into effect this week, providing clarity that the U.S. lacks, while ABN Amro says restrooms generate transaction revenue. That and more news in this week's global payments roundup.
By John AdamsJanuary 8 -
The payment company says machine learning is making progress in fighting card testing, which crooks use to determine how ripe a payment account is for theft.
By John AdamsJanuary 6 -
Fast-growing innovation is sparking bullish sentiment following a boom-and-bust cycle of the past four years.
By John AdamsJanuary 1 -
From embedded finance to artificial intelligence to real-time processing, there are plenty of sources of competition and opportunity in the new year.
By John AdamsDecember 25 -
Morgan Stanley and ABN Amro tapped fintechs to improve cross-border transactions. That and a U.K. card fee cap highlight this week's roundup of payments news.
By John AdamsDecember 18 -
Myriad payment innovations are cutting into old-school cash payments, changing how funds are accessed, spent and received for purposes ranging from in-store payments to accessing disaster recovery funds. Will these changes bring new communities into banking, or will it leave them behind?
By John AdamsDecember 17 -
Ripple, MoneyGram and FV Bank all bolstered their ability to distribute digital assets, with cross-border transactions emerging as a primary use case.
By John AdamsDecember 16 -
Execs from U.S. Bancorp and Keybank discuss how emerging technology makes it easier to replicate the near invisible checkout that car-sharing riders enjoy.
By John AdamsDecember 12 -
Norwegian fintech Vipps' consumers can use iPhones to make digital payments following Apple's settlement with regulators. Klarna gets hit with a money-laundering fine and more in our weekly global payments roundup.
By John AdamsDecember 11 -
The long-time bank and financial services technology executive has a record for cutting costs and supporting rapid automation, skills that could be put to work at the 90-year-old agency.
By John AdamsDecember 6 -
A collaboration with Booking.com is designed to encourage consumers to use the bank to manage airline tickets and hotels, a lucrative market that's drawing attention across the financial services industry.
By John AdamsDecember 5 -
The Clearing House increased its transaction limit from $1 million to $10 million; Mastercard settled a card fee lawsuit; and other news from the world of payments.
By John AdamsDecember 4 -
The bank and payment company are using the technology that underpins digital assets to improve interoperability for international transactions, a major point of friction in trade finance.
By John AdamsNovember 22 -
The payment company is using its Xoom transfer app to bring PYUSD to a broader market; while Barclays is reportedly in talks with Brookfield Asset Management to sell a portion of its payments business. That and more in our global payments news roundup.
By John AdamsNovember 20 -
By adding Affirm, major now/pay later partner, to its Flexible Credential, the payment network is deepening its embrace of a popular product that's not going away.
By John AdamsNovember 20 -
The Most Powerful Women in Credit Unions honorees discuss their response to inflation and the challenges facing underserved communities.
By John AdamsNovember 19 -
The card brand uses a new form of generative AI that improves data sourcing, making human involvement less necessary.
By John AdamsNovember 15 -
The Financial Conduct Authority plans to regulate specific technology products that banks use to process payments and require testing. That and more in our global payments roundup.
By John AdamsNovember 13 -
A digital dollar is likely on the way out in favor of non-government crypto, but those betting for fewer restrictions on fees and less antitrust litigation will likely be disappointed.
By John AdamsNovember 8



















