Joseph Breeden

Chief Executive Officer

Joseph L. Breeden, Ph.D., is the chief executive of Prescient Models LLC, a models and analytics consultancy. He has published papers and given lectures on retail lending analytics and economic capital around the world. In April 2010, his book “Reinventing Retail Lending Analytics” was published by Riskbooks. Strategic Analytics, of which Dr. Breeden was a founder, has grown to become an industry power and its software and services are used to analyze over $2 trillion in credit cards, auto, home equity, mortgage and other consumer credit portfolios.