Katherine Kane

Federal Reserve Board Gov. Daniel Tarullo advocated size caps on banks and raised concerns about the lack of a definition of "financial stability" in the Dodd-Frank Act, during a speech.

Bankers at institutions with between $10 and 50 billion can breathe a sign of relief. They've been anticipating an extension on the stress tests mandated by Dodd-Frank, and the regulatory agencies gave it to them in the final rulings.

Mitt Romney may be getting impatient for the final rule on the "qualified mortgage" definition from the Consumer Financial Protection Bureau, but lenders are taking their best – and very conservative – guess at it for now.

Senator David Vitter (R- La.) predicts that regulators, using their authority under Dodd-Frank, will "once again bail out Wall Street and its creditors, perhaps with some feel-good (and probably politicized) restructuring of those firms for window dressing" when the next financial crisis hits.

A non-profit organization is launching a campaign to make sure bank employees know about new whistleblower protections under the Dodd-Frank Act.

Merchants, the Fed and industry lobbyists testified in court on the implementation of the Durbin Amendment, which sets a ceiling on interchange fees that larger banks can charge merchants. Merchants argue the Fed included costs in the cap that were not allowed under Dodd-Frank.

In the first presidential debate Mitt Romney criticized the "systemically important" designations, mandated by the act, as "the biggest kiss that's been given to New York banks." And he's getting impatient with that "qualified mortgage" definition.

"Angst over fair-lending enforcement was palpable," at a mortgage conference where lenders asked advice about the upcoming Consumer Financial Protection Bureau exams, observed our Kate Berry. Industry experts provided answers. Step One: check your HMDA data...

A judge's decision to vacate the Commodities Futures Trading Commission's rule on position limits for derivates undermines all Dodd-Frank implementation efforts, writes an op-ed contributor to The Street.

In a court hearing retailers will argue that the Federal Reserve Board got the implementation of the Durbin amendment wrong with the 21 cent limit. They argue the Fed's early proposed 12 cent limit was the more accurate interpretation of that part of Dodd-Frank.

The third enforcement order from the CFPB, resulting in $112 million in penalties against American Express, brought together Utah and federal regulators in investigating violations across subsidiaries of the company.

The Dodd-Frank Deposit Insurance Provision, which insures accounts over $250,000 is set to expire by the end of the year. When the program (often referred to as its first incarnation, the Transaction Account Guarantee) ends, funds over the limit will be moving to money-market funds, analysts predict according to the Wall Street Journal.

The Financial Stability Oversight Council moved forward on its task, required by Dodd-Frank, of identifying nonbank financial institutions that pose a systemic risk. In phase three you only find out if you're a candidate.

In her new book former FDIC Chairman Shelia Bair argues that Treasury Secretary Timothy Geithner is to blame for the impression that the Dodd-Frank Act codifies too-big-to-fail policies.

Two of the state attorneys general in the suit against Dodd-Frank are looking out for investor and creditor rights. The law's orderly liquidation authority "violates the Constitution's separation of powers, the Fifth Amendment's guarantee of due process, and the guarantee of 'uniform' bankruptcy laws," they write.

The decision by three state attorneys generals to join a lawsuit challenging the constitutionality of the Dodd-Frank Act gives the suit a significant boost, improving its chances and broadening its scope.

The CFPB's issued a $200 million penalty against Discover in the agency's second enforment action. Cordray says expect more of the same, and he's sending a clear message that financial institutions should make sure they're not doing anything deceptive or misleading in marketing.

The SEC has lost many rulings in the U.S. Court of Appeals for the District of Columbia, often hinging on cost-benefit analysis issues. New York Times columnist Floyd Norris is concerned about the vacancies on this court and warns it is poised to doom the SEC's implementation of Dodd-Frank.

Will lenders get a safe harbor against borrower lawsuits about underwriting in the "qualified mortgage" rule? Or will the CFPB opt for a "rebuttable presumption"? The agency's director says the differences between the two are "in some ways overstated." Either way he promises some bright lines to "minimize litigation risk."

The attorneys general for Oklahoma, South Carolina and Michigan have joined a lawsuit challenging the constitutionality of the Dodd-Frank Act. They filed a complaint in U.S. District court about provisions in the legislation allowing the FDIC and Treasury to unwind troubled companies.