Michael M. Horn

Partner

Michael M. Horn is a partner at the law firm of McCarter & English. He served on the board of directors of the Federal Home Loan Bank of New York for 30 years, including 10 years as board chair. He also served as the commissioner of banking for the state of New Jersey as well as state treasurer.

Community banking

The Home Loan banks' mission is vital. They must stay the course

Critics of the Federal Home Loan banks fundamentally misunderstand the purpose and necessity of the system.

By Michael M. Horn

August 3

TRENDING

M&A

Regulatory pitfalls abound in Capital One's bid to buy Discover

The decision will turn on whether regulators think the merged company would lessen competition or pose a significant threat to the broader economy if it runs into financial distress.

By Ravieshwar Singh

May 4
M&A

Columbia struggled after Umpqua merger. Is the math starting to work?

The combination of two Pacific Northwest banks was supposed to create a regional powerhouse, but rising deposit costs have stung. CEO Clint Stein says he's "laser-focused" on making Columbia a top performer again.

By Polo Rocha

May 3
Diversity and equality

Small banks 'feel like hostages' to their core systems: OCC's Hsu

A set of panels discussing minority depository institutions and digitization found that cost is a significant challenge to minority depository institutions, especially in the core processing space.

By Miriam Cross

May 3