Michael Moeser is an Austin, Texas-based senior content strategist for Arizent. He has over 25 years of payments and consulting industry experience working in executive roles at Visa, Capital One, McKinsey, Javelin Strategy, and Ondot Systems. He has an MBA in Entrepreneurship from DePaul University’s Kellstadt Graduate School of Business and a BBA in Finance from University of Michigan’s Ross School of Business.
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As the major banks grapple with the slow and steady implementation of The Clearing House’s Real Time Payments (RTP) system, one organization, Ingo Money, is forging ahead in delivering faster payments for its clients and their customers using the card networks’ push payments rail.
September 25 -
Visa, Mountain America Credit Union and Fingerprints AB were thrilled with their biometric card test, but also faced the grim realization that real world infrastructure may not be as accommodating.
September 25 -
Amazon is reportedly weighing plans to expand its cashierless Go convenience stores to include up to 3,000 units by 2021 — but traditional convenience stores may not feel the effects as much as the fast food market.
September 20 -
Divido, a London-based retail finance marketplace platform provider, has raised $15 million in a Series A capital round that includes American Express and Mastercard as investors.
September 18 -
In a continued effort to expand beyond China's borders, China UnionPay will reportedly work with a U.K. company to issue issuing virtual corporate cards next month in Europe.
September 17 -
The growth and dominant market share position of payment cards in U.K. retail sales is prompting a new pushback from retailers who are wary of rising network fees.
September 14 -
Each major disaster is a real-world testing ground for payments technology, but it can also be a stark reminder of the limits of these advancements.
September 14 -
Fresh off the heels of having recently raised capital of more than $12 billion in its latest funding round before a potentially lucrative IPO, Ant Financial Group, the operator of Alipay, is rapidly expanding its acceptance network outside of China.
September 13 -
DraftKings has added PayPal as a payment option to its New Jersey Sportsbook, following similar moves from rivals FanDuel Sportsbook, Caesars Sportsbook and SugarHouse Sportsbook.
September 12 -
The highly lucrative remittance business, once the sole purview of established players with large agent-based locations such as Western Union and MoneyGram, is under an all-out attack by digital fintechs.
September 12 -
Even as online shoppers demand the best security, they demonstrate an astonishingly low tolerance for inconvenience.
September 12 -
The popularity of technology-driven international transactions are making their way to TransferWise's balance sheet.
September 10 -
When Salesforce added new features to its Sales Cloud platform, it opted to not only improve the prospect marketing and selling aspects of generating sales in its CRM platform, but to also include a billing capability.
September 6 -
While the card networks have greatly benefited by the global boom in e-commerce, they are confronted with the corresponding growth in digital advertising. This will increasingly lead them to seek out data-sharing deals like Mastercard's reported arrangement with Google, which could prove vital to the networks' future survival.
September 5 -
Deutsche's investment in Modo Payments is a bet that banks need to spend money on technology that connects to popular non-bank payment apps.
September 4 -
As the pressure to monetize data in an omnichannel environment increases, so does the fear of misuse.
August 31 -
While the battle for the consumer’s coffee or tea beverage, both hot and cold, is increasingly moving in a mobile direction, the challenge remains as to whether Dunkin’s recent moves are enough for it to succeed against Starbucks.
August 31 -
About half of Swift Global Payments Innovation transactions are credited within 30 minutes and many within seconds.
August 30 -
The two companies were part of an $8 million funding round for Paystack, a company with a model similar to Square.
August 29 -
Tez, Google's payment app for the Indian market, is joining the Google Pay family in preparation for a global rollout.
August 28


















