Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine.
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A community development financial institution in New York City says it's the first U.S. bank to launch a contactless payment ring. It's betting that novelty will be part of the draw.
By Miriam CrossApril 12 -
April and Column Tax are among the startups capitalizing on the idea that taxes are part of a person’s financial life and banks are most suited to help with tax preparation and filing.
By Miriam CrossApril 8 -
The benefits Alabama One Credit Union is seeing from a migration from MPLS to SD-WAN networking help explain why other financial institutions are making the same change or have it on their road maps.
By Miriam CrossApril 6 -
It began as an app for teens, but Current had its eye on cryptocurrency-related services from the start. The goal is to improve on the products it offers customers, such as above-market interest rates.
By Miriam CrossApril 1 -
These tech titans still depend on banks to back their payment cards and loans. But their vast audiences mean any financial product they offer is a competitive threat.
By Miriam CrossMarch 29 -
M&T Bank, Citizens Financial Group and KeyCorp are teaching staffers new skills and pitching themselves as innovative and fun places to work.
By Miriam CrossMarch 25 -
SoFi Technologies and MoneyLion offer a slew of banking services. Will this enable them to grab significant market share from traditional institutions?
By Miriam CrossMarch 22 -
The California bank will let customers of a neobank called BayaniPay Wallet use its branches.
By Miriam CrossMarch 17 -
Central Pacific Bank is trying hard to appeal to young residents of Hawaii as well as the mainland U.S. and Japan. It's positioning its new digital checking account as a lifestyle brand as much as a financial product.
By Miriam CrossMarch 15 -
Baselane, which helps property owners manage bookkeeping and collect rent, has created a banking unit that offers checking accounts and lets landlords establish subaccounts for such needs as saving for remodels or setting aside security deposits.
By Miriam CrossMarch 15 -
Liberty Bank and Texas Capital Bank are among those trying to attract new online-only customers while experimenting with technologies to benefit the institutions overall.
By Miriam CrossMarch 8 -
Fintech deals totaled $348.5 billion in 2021. Here are the trends causing the record transaction wave.
By Miriam CrossMarch 3 -
While most banks are afraid to touch cannabis business until federal regulations are put in place, some are turning to fintech to automate compliance until then.
By Miriam CrossFebruary 28 -
The M&A surge promises to improve the services fintechs offer to many banks. But it's also creating a new class of full-service competitors.
By Miriam CrossFebruary 25 -
Companies that have competed in the agency's program say it helped them accelerate new ideas for features and businesses.
By Miriam CrossFebruary 23 -
With its $1.1 billion deal for Technisys, the onetime student-loan refinancer adds a banking-core software arm as it pushes beyond deposits and lending.
By Miriam CrossFebruary 22 -
The tax preparer has a well-recognized brand and wide reach, but needs tech help for its neobank.
By Miriam CrossFebruary 17 -
In a rare move for traditional financial institutions, the Texas bank and a fintech partner will offer quotes to a subset of the bank's customers.
By Miriam CrossFebruary 4 -
The bank is a longtime user of the tech giant's infrastructure. It’s now ready to put its primary platforms there.
By Miriam CrossFebruary 3 -
Working with Bumped, TAB Bank is offering customers “cash back” as fractional shares of popular retailers.
By Miriam CrossFebruary 2
















