Nathaniel Hoopes

Lost in the debate about whether to make fintechs comply with the Community Reinvestment Act is that many of them already partner with banks to make loans in low-income neighborhoods.

The Term Asset-Backed Securities Loan Facility is just one example of a fund that could be retooled.

Attempts to rewrite the method for determining unintended discrimination in housing should not bleed into fair-lending laws.

Financial startups are becoming important partners for community banks and credit unions, despite lobbying efforts to limit their growth.

Financial startups are becoming important partners for community banks and credit unions, despite lobbying efforts to limit their growth.

The report’s authors presented findings that seemed to reflect issues with the peer-to-peer lending industry, but they actually relied on data from a much broader category of loans.

Most of the country has never heard of Madden v. Midland Funding, but the impact of the misguided court decision on consumers is far-reaching.