Omid Malekan

Adjunct Professor

Omid Malekan, Adjunct Professor,

Cryptocurrency

Acting Comptroller Hsu misses the point of decentralized tokenization

When you centralize a blockchain, you lose much of its inherent value. Acting Comptroller Michael Hsu's support for centralized tokenization betrays a misunderstanding of the value of decentralization.

By Ram Ahluwalia

January 3

TRENDING

Commercial banking

Will other mortgage warehouse lenders follow NYCB in pullback?

Investors reacted negatively to New York Community Bancorp's divestiture of a $5 billion loan warehouse portfolio to JPMorgan Chase. The deal has triggered a debate about whether other banks might retreat from lending to nonbank home lenders.

By Polo Rocha

2h ago
Community banking

A Black-owned bank bets big on AI

CEO Kevin Cohee is convinced WiseOne, the AI companion OneUnited Bank rolled out late last year, can help customers make better financial decisions. Cohee also wants to see his passion for personal fiscal improvement play to a wider audience, through development of a nationwide financial literacy curriculum.

By John Reosti

6h ago
Industry News

Housing czar needed to untangle regulatory knots, MBA's Broeksmit says

A presidential advisor for housing could be the solution for the "alphabet soup" of federal agencies that don't understand the industry, Mortgage Bankers Association CEO Bob Broeksmit said.

By Maria Volkova

6h ago