Ram Ahluwalia

CEO and co-founder

Ram Ahluwalia is CEO and co-counder of Lumida Wealth Management.

Cryptocurrency

Acting Comptroller Hsu misses the point of decentralized tokenization

When you centralize a blockchain, you lose much of its inherent value. Acting Comptroller Michael Hsu's support for centralized tokenization betrays a misunderstanding of the value of decentralization.

By Ram Ahluwalia

January 3
Politics and policy

Outdated laws are denying banks access to a vast source of capital

Antiquated rules separating banking and commerce are preventing an infusion of capital that would revitalize the banking market.

By Ram Ahluwalia

May 10

TRENDING

M&A

UMB Financial to acquire Heartland Financial for $2 billion

The combination of the two regional banks is set to create a $64.5 billion-asset company with a 13-state footprint across parts of the Midwest, South and West.

By Allissa Kline

11m ago
Monetary policy

The Fed is talking, but markets still hear what they want to hear

Banks and other financial market participants have been keyed into the central bank's communications around monetary policy expectations. But in an unpredictable economy, the guidance doesn't always hit the mark.

By Kyle Campbell

1h ago
Fintech

Michigan credit union helps members borrow from friends and family

Michigan State University Federal Credit Union is working with the relationship-based lending app Zirtue to offer members a tool for outlining lending agreements and repayment plans.

By Frank Gargano

2h ago