Stephen Greer is an analyst in Celent's banking group. His research focuses on retail banking trends, with an emphasis on digital channel technology. Prior to Celent, Stephen wrote and consulted on internet and communication technology market dynamics in the Middle East and Africa for Springboard Research. In Stephen's time at Springboard, he wrote key reports and led projects for major global corporations, influencing strategy across the MEA region. Prior to that, he worked at a small investment firm supporting client relations and data analysis.