Opinions

Any entity questioning Libra runs up against the longstanding legal precedent set by private label gift and GPR, and myriad other prepaid account offerings, says payments consultant and researcher Richard Crone.

Companies like Stripe provide a needed source of capital, but should expand lending beyond their existing base, says Become's Eden Amirav.

Companies should push advanced ID, but passwords and their fallout will be here for a while, says Sift's Kevin Lee.

Visits and conversion rates are important, but it’s also important to monitor what happens between the moment someone enters your website and the moment they decide to make a purchase, says Robin Reodica, product management executive at Bank of America Merchant Services.

Banks and merchants can already access solutions that can provide a real-time experience and process payments on the best set of rails for any particular use case, says BillGo's Kelly Seidl.

Demand for a user-friendly way to shop and pay for tailored products requires action from those that want to stay ahead of the digital curve, says KBMax's Kris Goldhair.

FDIC Chairman Jelena McWilliams reaches out to tech pros to bring fresh ideas to the agency.

Instagram understands it’s not just about giving users what they want, but also when they want to see it.

States are just beginning to regulate cryptocurrency as a credit collateral for lenders. More can be done.

Good customer service, layered with new technology, gives community banks an advantage over big banks.