Opinions

Many small-business lenders have less than 18 months to figure out how to gather and report on an extensive array of data.

India's Unified Payments Interface has been an extraordinary success. The Fed should take careful note of how the system came to dominate the Indian economy.

U.S. financial institutions should look to the U.K. for tips on fighting real-time payments fraud.

Artificial intelligence and machine learning are already revolutionizing some elements of the business, but a human ability to "read between the lines" will always be needed.

As we recognize National Disability Independence Day, it is a moral and ethical obligation to ensure that financial institutions remove barriers that hinder the financial independence of individuals with disabilities.

The era of banks being customers' sole source of financial services is long gone, and regional banks need to accelerate their adjustment to that fact.

U.S. financial services firms should be paying close attention to the innovative Pix Credit system that is displacing consumer credit cards in Brazil.

If the Supreme Court strikes down CFPB regulations by ruling against the constitutionality of the agency's structure, technological innovation will be harder for banks to achieve as regulatory clarity moves further out of reach.

AI and machine learning are the future of banking and financial services. Regulators and policymakers need to keep the pace.

People love the convenience of nonbanks' financial apps. Regulators could make it much safer for them to share their data with third parties.