BankThink

The decentralizing of business payments staff requires agility that's permanent, says Nvoicepay's Lauren Ruef.

Lenders are expecting strong demand for the small business loans, especially for second-timers; a steeper yield curve is helping profits, but stronger loan growth would help even more.

Smaller institutions are relying on an issuing system that gives away control over card programs, says Corserv's David Luther.

Daniel Wolfe, editor-in-chief of PaymentsSource, talks to Derek Webster, founder and CEO of CardFlight, about his company's weekly merchant sentiment survey and how things have changed since the early days of the pandemic — and what changes are on the horizon.

During the past year we’ve seen some ingenious, innovative solutions addressing financial inclusion, and that will need to continue, says GPS CFO Richard Hodgson.

Todder Moning and Valerie Lancelle, who work in the bank’s innovation group, said they were especially impressed by demos of immersive technology, 5G and ambient computing.

The Obama-era official is expected to reverse the relaxed regulatory stances at the CFPB; the ratings firm is teaming with a French AI startup to try to detect misbehavior early.

Payment companies in the near future will need to address the impacts of industry consolidation, pricing pressures, regulation, card-based technology solutions and spotting the proper niche, says Moneycorp Americas' Bob Dowd.

In these uncertain times, strengthening relationships with clients is the one thing front-line bankers can control.

Fake card numbers are 'tested' at online sites for validity, producing real and dangerous results, says Acqra Limited's Jessica Lenung.