BankThink

If a $6.3 billion subsidy only generates a $304 million return in terms of housing and community development support, is that money well spent?

A divided Washington needs to come together on an issue of importance to all Americans: improving access to cutting-edge consumer financial services products.

Banks that offer a wide array of products and services are confronting extraordinary challenges. They aren't doomed, however.

Republicans and Democrats have made constructive inroads toward drafting a stablecoin bill this Congress. The next Congress needs to build on that progress — and think bigger.

Inconsistent rules for calculating bank capital threaten to cut off small banks from a key source of liquidity.

Bank regulators are considering a measure that would rewrite the rules implementing the Community Reinvestment Act. They should consider taking their existing rules seriously.

Small-business owners need all the savings they can get, but the proposed legislation will ultimately cost consumers and entrepreneurs.

Scams and fraud on real-time payment platforms are well documented. To solve the problem regulators, lawmakers and the public must acknowledge the inherent risks that come with a powerful new technology and develop rules to make it safer.

The possibility of regulatory chaos if the Consumer Financial Protection Bureau's funding is declared unconstitutional should not deter the courts from following the law.

Open data could be a game changer for small and medium-sized businesses. We need a regulatory structure that recognizes this.