BankThink

It will be a bitter pill for some in the crypto world, but strong regulation of stablecoins is necessary to maintain the dollar's status as the world's reserve currency.

Consumers should be aware that the FDIC does not protect their money if a fintech goes belly up.

For too long, Community Reinvestment Act enforcement has relied on income to serve as a proxy for race. This must stop.

The agency must take a principles-based approach rather than trying to cover every possible issue in detail.

It is essential to place the central focus on race, to bring nondepository mortgage lenders under the Community Reinvestment Act umbrella and to address bias in home appraisals.

A combination of higher organic loan growth and fee-based revenue streams powered top-performing banks in 2021.

Though a handful of banks have adopted overdraft fee reforms, a great many consumers still need the protection that legislation targeting abusive practices would provide, writes a staff attorney for the National Consumer Law Center.

It's a mistake to assume that potential customers recall long-ago sales interactions. You must refresh their memories.

"Voluntary changes are not enough to assure that our lowest-income consumers will be protected in the long run," writes the Democratic House member from New York City.

In her new book, “Direct: The Rise of the Middleman Economy and the Power of Going to the Source,” Columbia Law professor Kathryn Judge examines how middlemen offer — and often limit — consumer choice.