BankThink

The right direction in policies is a level of generalization that applies to the things you care about as end results, not specific conditions that prevent those results. Write policies that provide a foundation for discussion on the real issues, not the details of activities that get your goat.

The oldest trick in the Charter Conversion Bible is the multiple references to the pending land of Milk & Money. What goes unsaid is, indeed, there will be prosperity: just not for everyone.

CRA is the societal standard, and the true test is in our action. Unless we begin to exam our own sense of historical identity and hold ourselves accountable for our own performance, we can be assured that society will.

Bravo to Corporate America CU in suing U.S. Central. Finally, some natural person credit unions will be represented by their Corporate credit union in prosecuting these corporate pseudo-intellectuals.

Although former CEOs do in some cases take a seat on their former boards — and some of these transitions prove to be successful — there are many more stories of these transitions proving to be negative, especially when someone asks the new CEO.

Sure, it's been a tough year, but with success now redefined as "survival," you've been successful. Congratulations. You're completely unprepared for what's next.

The Steelers have a strong brand identity and a shared brand vision throughout the team, the Steelers organization and their widespread fan base. What does it take to develop this kind of brand strategy throughout any type of organization, including a credit union?

After years of growth in mortgage lending, credit unions now find themselves facing many of the same challenges that traditional banks have experienced — like difficulty in reaching borrowers behind in repayments — or are headed that way.

Stressed about the legislative assault on overdraft fees? Most bankers probably are. At 44.5% of all banks and credit unions, overdraft income exceeds net income, Nicholas J. Ketcha Jr., an executive managing director at the consulting firm FinPro, told bankers at his company's annual conference.

BOSTON — Aside from the nose-bleed bonuses from the likes of Goldman Sachs, most of the banking industry should expect a long, slow return to anything like normal times.