BankThink

Congress and banking agencies should seize the opportunity to eliminate unnecessary and outdated requirements.

Trading Makes a Comeback; Protecting Personal Data

The perception that Africa is behind the times when it comes to the payments industry is an interesting one. It is easy to assume that the continent as a whole is still cash-based with large rural unbanked areas widespread across the region.

Banks have never before had to establish policies and procedures at the granular level required under the new Volcker Rule. Doing so in a timely manner will be a challenge for most banks. For some, it will be impossible.

Politicians must acknowledge the unintentionally harmful consequences of the Dodd-Frank Act, while bankers need to accept that the financial system has deficiencies and act to remedy the problems under their control.

Stock Swings Hit Banks Hard; "No Objective Reality" on Earnings

PayPal’s pending spin-off from eBay has the company poised to attack the mobile payments space with renewed vigor, and Apple Pay brings one of the largest and most successful consumer technology companies into the field as well.

The risk that a trader will mistakenly enter an incorrect stock order is on the rise as mobile- and cloud-based platforms become more popular.

I'd be hesitant to say that mobile payments are ubiquitous today, but during a four-day trip to Texas, I got to see just how far the technology has come when I lost my physical wallet with all my plastic cards.

Unless regulators coordinate their efforts to reform banks' home lending, mortgage servicing and remittance businesses, American consumers will continue to lose access to affordable financial services.