BankThink

So long as Fannie Mae and Freddie Mac are backed by the full faith and credit of the U.S. Treasury, they don't need to accumulate any capital save the liquidity necessary to fund their operations.

Home Depot Breach Affects 56M; Santander's Punishment

Why would we want to accelerate innovation in the payments industry when new technology is already driving change so fast it’s hard to keep up?

Americans are still looking for the same fundamental services from their banks. It's their expectations of convenience and accessibility that have changed — and that's where digital offerings should come in.

The multifamily housing sector is likely to remain healthy thanks to favorable demographics — but the apartment market is almost certainly past peak for this cycle.

Fed Walks a Fine Line on Rates; DoJ Vows to Prosecute Bankers

We value the importance of building and maintaining positive customer relationships. But, how do you also manage the ever increasing levels of fraud and mitigate risk?

The rise of microbreweries and farm-to-table restaurants is a sign that Americans are increasingly willing to sacrifice scale and endless options to support businesses that cater to local tastes and values.

CFTC Wins Overseas Swaps Suit; Credit Suisse in Trouble with Fed

EMV, or "chip cards,” have been around for more than a decade and are available in more than 80 countries.