BankThink

After months of forecasting and bracing for a recession in 2023, the economy seems increasingly durable. But it depends on what you're looking for.

More than half of all cross-border payment fees are concealed in exchange rate markups that few consumers understand.

Most borrowers cannot understand the information that TILA requires lenders to provide, raising questions about their utility in consumer protection.

Community bankers already have decades of experience managing concentration risks and responding to extreme weather events and natural disasters in their communities.

The Federal Reserve Bank of San Francisco's advances to Silvergate Bank, which catered to the cryptocurrency industry, aren't as worrying as the context — the Federal Home Loan Bank System is a systemically critical node of liquidity in the banking system.

Mike Abbott, global banking lead at Accenture, predicts the trends that will change the way banks operate in the coming year, including a rate environment that hasn't been seen in more than a decade, a comeback for branches and soaring credit delinquencies.

Interacting with ChatGPT is like hanging out with the best-informed, brainiest acquaintance you've ever had. Surprisingly, it's that characteristic that makes it a boon to the banking industry.

Regulators must not choke off lending at a time when banks are well positioned to help ease the blow of an economic downturn.

Bank regulators should heed the Treasury Department's call to embrace cutting-edge tools for credit scoring.

Revelations that Silvergate has $4.3 billion in Home Loan bank advances highlight another conduit by which the crypto winter could spread to the broader financial system.