Commercial Banking News, Strategy & Risk Analysis
American Banker's commercial banking coverage explores how banks serve middle-market and corporate clients, focusing on issues such as interest-rate volatility, regulatory pressure, and intensifying competition for deposits and credit relationships. This section focuses on balance-sheet strategy, commercial lending, treasury and cash management, risk governance, and the technologies reshaping relationship banking.
Learn how institutions are recalibrating growth expectations, managing credit exposure, and using payments and treasury capabilities to deepen client relationships while preserving profitability.
Commercial banking is under structural pressure from higher funding costs, uneven loan demand, and increased supervisory scrutiny. Banks are being forced to prioritize relationship depth, disciplined credit selection, and non-interest income generation rather than balance-sheet expansion alone.
-
The $33 billion-asset company’s net income fell 16% to $50 million year over year.
January 25
-
Total loans increased nearly 17% to $19.4 billion as the company’s three main business units each added more than $100 million of new loans year over year.
January 25
-
Big increases in construction and commercial real estate lending boosted revenue at the Kansas City, Mo., company.
January 25
-
Fifth Third and other regionals have ditched what they deem to be high-risk commercial loans in hopes of strengthening credit quality over the long term.
January 24
-
The Honolulu company plans to sell off more shares still owned by BNP Paribas and BancWest.
January 24
-
Profits at the Midwestern bank fell on lower adjusted noninterest income and loans and on a one-time item.
January 24
-
The Virginia bank has agreed to buy Tidewater Mortgage’s majority stake in Old Point Mortgage.
January 23
