Sendhil Mullainathan, the former head of research at the Consumer Financial Protection Bureau, speaks in an interview about when it's appropriate, and when it's not, for the government to try to influence consumer behavior.

The Federal Deposit Insurance Corp. took action against 10 banks in September and released 13 from enforcement actions.

Chemical Financial Corp. (CHFC) in Midland, Mich., said Monday that its third-quarter earnings rose 14% from the same quarter last year, to $15 million, thanks largely to revenue gains generated by its acquisition of 21 Independent Bank (IBCP) branches in December 2012.

Industry observers are bracing to see whether the cost of international wire transfers will skyrocket once a new Consumer Financial Protection Bureau rule goes into effect starting today.

Carrollton Bancorp in Lutherville, Md., is changing its name to Bay Bancorp.

LCNB Corp. (LCNB) in Lebanon, Ohio, has agreed to buy Eaton National Bank & Trust in Eaton, Ohio, for $24.8 million in cash.

ST. JOSEPH, Mich. — Honor CU, fresh off its acquisition of $80 million SIR FCU and its three branches, has agreed to buy the Decatur, Mich., branch of St. Joseph-based Edgewater Bank, along with 850 customer accounts and $14 million in assets.

Reliance Bancshares in St. Louis was headed toward potential failure when a semi-retired banker, Tom Brouster, stepped in as an investor. Executives broke down their challenges into manageable tasks, focused intently on cleaning up bad loans and are now ready to start lending and pursuing M&A, he says.

The $493 million-asset company bought back its remaining shares for $3.1 million, a 1% discount, it announced Monday.

Legacy Bank of Florida in Boca Raton raised $1.7 million in the third quarter, but remains short of the capital levels required by a regulatory consent order.

Bank of Hawaii Corp. (BOH) in Honolulu reported a dip in quarterly earnings as revenue from mortgage banking plunged 65%.

Shareholders of BankUnited (BKU) in Miami Lakes, Fla., are preparing to sell more than $330 million of the company's stock.

Payday comes every Friday.

Undergoing an annual physical exam gets employees a day off.

A loaner car is available for employees to use for free and with no mileage restrictions.

Employees in mortgage and commercial lending can earn bonuses worth up to half their base salaries based on performance triggers set by the department's senior vice president.

The bank offers discounts on health clubs and fitness classes.

For the bank's annual cook-offs, teams are chosen randomly to foster relationships across departments.

An "appointment time" benefit provides eight hours of paid time off for employees who need to schedule all kinds of daytime appointments, ranging from oil changes to parent-teacher conferences, during work hours.

Every year, the bank collects worn U.S. flags and honorably retires them during Veterans' Day ceremonies.