Bill Crawford seemed content to oversee slow and steady growth before agreeing to buy United Financial in a deal that will create a $5 billion-asset bank in the Northeast.

Commercial lending perked up after the government shutdown ended, though bankers are still having to cut deals on pricing to land business. Consumer lending continued to decelerate.

George Bailey has a lot to teach us about the ongoing basic risks faced by financial institutions.

United Community Banks (UCBI) in Blairsville, Ga., plans to redeem $180 million of stock issued under the Treasury Department's Troubled Asset Relief Program along with $16.8 million of other outstanding preferred stock.

A Massachusetts community bank and a payment and banking applications provider have teamed up to capitalize on an Obamacare-assisted trend: the growing health care savings account market.

Brazil will boost levies on withdrawals abroad to restrain a widening current account deficit and prevent a six-percentage point gap in tax levels from reducing the use of credit cards.

Flagstar Bancorp (FBC) in Troy, Mich., has agreed to pay Freddie Mac $8.9 million in order to settle mortgage repurchase claims.

Americas United Bank (AUNB) in Glendale, Calif., has agreed to buy Silvergate Capital Corp.'s lone branch in Los Angeles county.

Wells Fargo & Co., the largest U.S. home lender, agreed to pay Fannie Mae $591 million to resolve repurchase demands on loans sold to the government-backed firm before Jan. 1, 2009.

In the United Kingdom, the think tank Institute for Public Policy Research revealed the most popular uses for payday loans involve everyday expenses rather than unexpected emergencies.

A compilation of the year's favorite stories, as selected by the people who assigned and edited them. Picks exclude items that appear among Top Stories of 2013, as measured by audience size.

Compliance issues and regulatory worries can prevent many banks from embracing much new technology internally - especially when it comes to the tricky waters of social media like Twitter. Frank Sorrentino III, CEO of the New Jersey community bank ConnectOne, discusses why he and his bank are so active on Twitter, and why other bankers shouldn't let worries about compliance block them from being innovative.

We revisit some of the best comments readers posted to AmericanBanker.com and BankThink.com in 2013.

United Bancorp (UBMI) in Ann Arbor, Mich., has redeemed the last of its Troubled Asset Relief Program shares.

Banks got some regulatory relief in 2013 as federal regulators sharply curtailed their issuance of new enforcement actions.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Target Corp. said data related to shoppers' personal identification numbers was stolen during the recent breach of its debit and credit card system and that it's "confident" customers' accounts haven't been compromised because the information was encrypted.

A trio of lawsuits in West Virginia highlight the types of issues agencies are facing not just in the state but nationally.

Susquehanna Bancshares is doing a sale-leaseback of 30 branches to improve its capital planning. But over the long term, and more importantly to the industry overall, it could also help the bank get out of branches that may one day become obsolete.

The Federal Deposit Insurance Corp. issued a prompt corrective action against AztecAmerica Bank in Berwyn, Ill., in November and hit two other banks with consent orders.