The regulatory risk from Basel III, Dodd-Frank and other pressures will keep banks from growing, and the economy can't grow, if banks don't.

The consumer agency announced a series of changes in the wake of a key defection.

Jacksonville Bancorp (JAXB) plans to raise up to $50 million by selling securities to a group of investors led by the Florida company's biggest shareholder.

Offer each retail customer the best terms for which he qualifies—and not just for mortgages. Don't count on a second chance to bargain or risk the legal and reputational consequences of offering less than your best.

Independent Bank in Rockland, Mass., has filed a shelf registration to raise up to $125 million.

Tight budgets and industry upheaval have bankers and their lobbyists planning to keep low profiles in Tampa and Charlotte.

First National Community Bancorp in Dunmore, Pa., reported a bigger loss for the first six months of the year compared with 2011 largely because of lower noninterest income.

Community banks should exploit their advantages based on convenience, personal service, local decision making and a relationship model reliant on deep customer knowledge.

The rumor mill is catching fire as Apple nears its next product launch. Changes to the iPhone, iPad and other systems could affect initiatives at many payments companies.

JPMorgan Chase (JPM) has outbid its competitors to snag about a third of the ATMs, the most of any financial institution, located at the busiest airport in New England.

Criticized in the past for its high fees, the company rolls out a new flat-fee account that does away with charges for bounced checks, account inactivity and using out-of-network ATMs.

The selloff in Treasuries that extended through much of this month underscores the dangers of adding exposure to long-dated bonds, but both large and small banks have been doing just that in recent quarters. Use this interactive graphic to examine the maturity profiles holding companies with at least $1 billion in assets.

Hamilton Bank in Baltimore has received regulatory approval to take the second step to a stock-owned company from a mutual holding company.

Kentucky First Federal Bancorp (KFFB) is seeking to waive its right to receive a dividend despite lingering uncertainty as to whether regulators will allow mutual holding companies to make that move.

About 6,000 U.S. banks, including those as small as $500 million in assets, are required to implement the "standardized" approach in Basel III. Ernst & Young's Peter Davis discusses the extent of the changes they face.

A controversial proposal to seize underwater mortgages through eminent domain faces significant legal challenges in California because the three municipalities do not have statutory authority to convey loans to a private company.

Bitcoin lets users send money nearly instantaneously, at almost no cost, and (if desired) anonymously. Getting funds in and out of the system is the hard part. That may soon change.

Borrowers are paying down their debts across a number of credit categories — with the big exception being student loans, according to new data published by Equifax.

The Treasury Department recouped $62.4 million in its latest auction of the securities it owns from the Troubled Asset Relief Program, but it was unable to find a buyer for shares Guaranty Federal Bancshares in Springfield, Mo.

The PayPal-Discover deal; Dunkin' Donuts follows Starbucks into mobile payments; a Bitcoin MasterCard?