Right now, every customer who uses a debit card could be using a credit card instead. And each one could also share in the increased interchange income.

Private lenders, never a big part of the student loan market, have exited in droves over the past few years. Now some analysts are warning that new potential legislation and an increasing wave of defaults could drive out the last few holdouts.

If the industry works seriously with the reasonable critics of its fee practices — the ones who stress disclosure — it can safely ignore the rabble-rousers.

Fearing that banks might get off too easy in the multi-state mortgage settlement talks, Massachusetts Attorney General Martha Coakley is preparing to file lawsuits against the nation's largest servicers for wrongfully foreclosing on customers.

Frustrated by a dearth of deals, a growing number of community banks are repurchasing their own shares and keeping them on hand for future opportunities.

First Tennessee Bank in Memphis is taking an unusual approach with its new debit card fees: instead of collecting a monthly fee, the bank will charge its customers a few cents every time they use their debit cards.

The president offers a sharp critique of the banking industry, while saying that he does not believe the government should dictate how much profit private companies make.

Alliance Data Systems Corp. will take over the private-label credit card program for Pier 1 Imports Inc., the retailer said Thursday.

2011 Most Powerful Women in Banking festivities kicked off Wednesday night at the Gansevoort Park Avenue Hotel in New York.

Capital rules, too big to fail, the European crisis and other wild cards are holding back deals, Jonathan Pruzan says. But a burst of mergers among midsize banks is possible.

The president of Home Federal Bank in Sioux Falls, S.D., has stepped down after less than a year on the job.

For the vast majority of Americans, the role of the bank is to be there when the customer wants it to be there. Like the water company. Like the electric company.

A private-equity backed North Carolina holding company is acquiring the remaining shares of VantageSouth Bank that it does not already own and merging the bank with its other subsidiary.

Steve Jobs spent his career more focused on personal computing than on personal banking, but under him Apple Computer still left a lasting mark on the world of finance.

Pittsburgh bank adds $250 million over 10 years to its early childhood education program, which used Big Bird &Co. to break ice with skeptical parents.

Capital One Financial Corp. on Wednesday defended its credit card business amid critics' concerns that the bank is too focused on offering expensive plastic to the nation's riskiest borrowers.

SCRANTON, Penn. – Members of Tobyhanna FCU brought their postcard flashlight mailing to the branch to decode a prize for a chance to win loan-related discounts, a $10,000 shopping spree, or a 32” flat screen TV as part of the grand opening of the credit union’s new branch and administrative offices.

Consumer delinquencies continued to climb in the second quarter with nine of 11 loan categories showing increases, according to a study released Wednesday by the American Bankers Association.

Several large banks are starting to charge customers a fee each month they use a debit card for purchases. The worst offender is Bank of America, which is implementing a $5 monthly fee.

Sen. Richard Durbin, who has loudly criticized banks for raising debit-card fees, accused Bank of America Corp. directly this week of attempting to drive customers toward credit cards.