Cornerstone Community FCU AnnouncesYear-End Payout

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LOCKPORT, N.Y. - (01/23/06) – Cornerstone Community FCU saidFriday it paid members a year-end bonus dividend of $141,000. Thedividends amounted to 50 basis points (one-half of one-percent) onall regular share accounts, and 50 bps on Money Market accounts forthe month of December. Cornerstone Community FCU has 39,000 membersand $240 million in assets.

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