Mid-Hudson Valley FCU Gets Defensive About Driving

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KINGSTON, N.Y. – Mid-Hudson Valley FCU is helping New York State drivers to save 10% on their auto insurance and reduce up to four points on their driving record by offering an online defensive driving course.

Both members and non-members may register at the credit union’s website to take the official New York State Defensive Driving course for only $29.95 with no tests, no quizzes and from the comfort of home.

The online defensive driving course can be completed in sections, giving students 30 days to complete the course from time of registration. This course, delivered through the American Safety Council, saves drivers money and time from traveling and taking up to six hours out of their day to attend the in-person class.

Once finished, participants present a certificate of completion to their insurance company for their 10% discount, which lasts up to 3 years. For point reduction, the American Safety Council will notify the New York DMV. At that time, the passing grade will be entered the participants’ driving record and it will automatically reduce the active point total by up to four points. The NYS DMV defines the term “point reduction” to mean they will not count up to four points on a driving record toward license revocation or suspension.


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